Lead Risk Analytics
Lead Risk Analytics
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Job Description
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Job Summary
The Lead Risk Analytics is responsible for leading and training a team of associates who perform execution of critical credible challenge activities for the Bread Financial (BFH) Enterprise Risk Organization (ERO). The Lead will prioritize and complete quantitative internal reviews and analyses as it pertains to risk management of first line actions including (but not limited to) acquisition account management loss reporting and financial planning & reporting. They will support regular reviews of performance & risk metric calculations. The Lead will provide ad hoc reporting and analysis as necessary and will provide support across multiple risk pillars. The Lead will provide guidance prepare and present examination & audit materials and may participate in various committee meetings.Essential Job Functions
Team Development & Leadership Manage and develop team of analysts to support Enterprise Risk Management including prioritizing workloads training and communication with department leaders. - (30%)
Analysis & Reporting Analyze program related data (e.g. metrics) review reporting and calculations to ensure accuracy and integrity of their processes and data sources. Collaborate with risk reporting and analytics team to gather analyze and present data to clearly express risks both individual or in aggregate. - (25%)
Credit & Financial Strategy Challenge Analyze and challenge the efficacy of credit capital liquidity and market strategies. Perform deep dive assessments of credit strategies reports data and assumptions provided to leadership. - (25%)
Governance & Oversight Review and challenge risk assessments control ratings in the business and process improvement activities. Support a proactive risk and control culture. - (10%)
Documentation & Execution Prepares work papers analysis reports and other deliverables to ensure proper second line of defense documentation is demonstrated. Identify unmitigated or partially mitigated business risks which can result in financial operational regulatory or reputational risks for the firm. - (5%)
Gain an understanding of external events and emerging risks so that the first line of defense can manage them accordingly. Assists in other efforts as needed such as ad hoc projects regulatory exams department updates etc. - (5%)
Minimum Qualifications
Bachelors Degree in Business Administration Engineering Statistics Mathematics Economics or any other related quantitative discipline.
8 years of experience in Risk management.
Experience communicating with all three levels of defense and regulatory agencies.
Preferred Qualifications
Masters Degree in Business Administration Engineering Statistics Mathematics Economics or any other related quantitative discipline.
Experience leading cross functional projects.
Experience leading a team of people in a professional setting.
Skills
Dataiku Data Science Studio (DSS)
Databricks Platform
Snowflake (Platform)
MicroStrategy
Enterprise Data Warehousing (EDW)
Microsoft Azure
Salesforce (Software)
Controls Testing
Structured Query Language (SQL)
SAS
Python (Programming Language)
Reports To: Manager and above
Direct Reports: 1
Work Environment
Normal office environment hybrid.
Travel
Ability to travel up to 5% annually
Other Duties
This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time the Company reserves the right to add and/or delete essential functions from this job at any time.
About Bread Financial
At Bread Financial youll have the opportunity to grow your career give back to your community and be part of our award-winning culture. Weve been consistently recognized as a best place to work nationally and in many markets and were proud to promote an environment where you feel appreciated accepted valued and fulfilledboth personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.
To learn more about Bread Financial our global associates and our sustainability commitments visit or follow us on Instagram and LinkedIn.
All job offers are contingent upon successful completion of credit and background checks.
Bread Financial is an Equal Opportunity Employer.
Job Family:
Enterprise RiskJob Type:
RegularEmployment Type
Full-Time
