Risk Management - Credit Officer - Associate
Risk Management - Credit Officer - Associate
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$ 85500 - 120000
1 Vacancy
Job Description
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business responsibly by anticipating new and emerging risks and using your expert judgment to solve real-world challenges that impact our company customers and communities.
As a Credit Officer in the Credit Risk team you will be conducting the essential credit analysis performing due diligence and reviewing documentation for new commercial real estate transactions with an emphasis on multifamily lending. You will operate in a dynamic high-volume and fast-paced environment analyzing loans ranging from $1MM to $25MM. You will be part of a highly collaborative team that prioritizes learning professional development inclusivity and mentorship.
Job Responsibilities
- Implement all facets of credit analysis on commercial real estate/multifamily loans.
- Identify issues/concerns evaluate results and formulate effective recommendations in a timely manner.
- Build and maintain strong relationships with internal business stakeholders including sales processing closing and legal.
- Gain a thorough understanding of relevant policies standards procedures and regulatory requirements.
- Apply data analysis techniques to interpret results and provide insights and recommendations to management.
- Keep up with industry trends and best practices in credit risk management to enhance decision-making and maintain a competitive edge.
Required qualifications capabilities and skills
- Minimum 2 years of experience in commercial real estate lending or 3 years in other banking/finance experience.
- Good understanding of multifamily real estate property valuations and cash flow analysis.
- Strong financial analysis skills including evaluating property cash flows property valuation and personal financial statements.
- Demonstrated success in thriving within a fast-paced collaborative environment while maintaining a high level of attention to detail.
- Excellent verbal/written communication and problem-solving skills.
- Ability to prioritize plan and manage processes to complete credit analysis and other assignments as needed.
- Proficiency in Microsoft Word Excel and PowerPoint with the ability to quickly adapt to proprietary systems.
Preferred qualifications capabilities and skills
- Bachelors degree in accounting finance economics or real estate is preferred.
- Familiarity with regional markets and municipal regulations.
- Experience with proprietary credit risk management tools.
FEDERAL DEPOSIT INSURANCE ACT: This position is subject to Section 19 of the Federal Deposit Insurance Act. As such an employment offer for this position is contingent on JPMorganChases review of criminal conviction history including pretrial diversions or program entries.
Required Experience:
IC
Employment Type
Full-Time
