Senior Engineering Manager, Home Lending
Senior Engineering Manager, Home Lending
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Job Description
About Upstart
Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstarts AI marketplace Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races ages and genders while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly with zero documentation to upload.
Upstart is a digital-first company which means that most Upstarters live and work anywhere in the United States. However we also have offices in San Mateo California; Columbus Ohio; and Austin Texas.
Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart wed love to hear from you!
The Team
As a senior engineering manager on the Home Lending team youll grow Upstarts newest business: home equity line of credit (HELOC). Were starting a new consumer-facing team to expand our customer base and improve our borrower experience. Youll be responsible for hiring and building your own team with room to grow to multiple teams by 2026.
Why home loans Millions of homeowners are locked into long-term low-interest mortgages and looking for a way to access their equity. By securing a loan against their house we can lend them fast affordable credit for remodels big purchases or paying off debt. This is a huge category of consumer credit and its where we can make our biggest impact.
Why us The market has left behind millions of Americans with imperfect credit or difficult-to-document income. Serving these customers is our bread and butter and its core to our mission. Because we use machine learning and automation to assess credit-worthiness we can offer a faster experience at a better price.
We want our team to reflect the people were serving. To serve customers at the fringes we need people who think at the fringesweird quirky out-of-the-box do-ers who reason from first principles and not from the status quo. We leave our ego at the door and crave being proven wrong. Were a high-empathy team and we succeed as a team first individuals second.
How youll make an impact:
- Team leadership
- Lead coach and develop a high-performing engineering team focused on providing high quality solutions and incrementally enhance systems with each pull request.
- Foster a collaborative and inclusive team culture that promotes innovation continuous learning and excellence.
- Technical leadership
- Oversee the design development and implementation of cross functional projects which drive business outcomes.
- Ensure the reliability performance and scalability of customer facing products leveraging best practices in software engineering.
- Collaborate with architecture and infrastructure teams to ensure alignment with broader engineering goals.
- Stakeholder communication
- Partner with general manager product manager product designer engineering leaders across Upstart legal operations analytics and compliance teams to gather requirements and ensure solutions meet business needs and regulatory standards.
- Communicate effectively with stakeholders to keep them informed of project status risks and opportunities.
- Project management
- Manage project timelines and resources to deliver high-quality product solutions on time.
- Implement frameworks to ensure efficient project execution and continuous delivery.
What were looking for:
- Minimum requirements:
- Education and experience
- Bachelors degree in Computer Science Engineering or a related field.
- 8 years of experience in software engineering with at least 3 years on product-focused engineering teams.
- 3 years of management experience.
- Technical skills
- Strong proficiency in any programming language.
- Experience with delivering full stack solutions to customers.
- Familiarity with cloud platforms (AWS Azure or Google Cloud) and microservices architecture.
- Leadership skills
- Excellent leadership and people management skills with a track record of building and leading successful engineering teams.
- Strong problem-solving skills and the ability to make data-driven decisions.
- Exceptional communication and interpersonal skills with the ability to engage effectively with technical and non-technical stakeholders.
- Other requirements
- Experience with agile development methodologies and project management tools like Jira.
- Ability to work in a fast-paced environment and manage multiple priorities simultaneously.
- Commitment to continuous learning and staying updated with the latest industry trends.
Position Location -This role is available in the following locations: Remote San Mateo Columbus Austin
Time Zone Requirements - This team operates across all U.S. time zones.
Travel Requirements - This team has regular on-site collaboration sessions. These occur 3 days per quarter at an Upstart office. If you need to travel to make these meetups Upstart will cover all travel related expenses.
What youll love:
- Competitive Compensation (base bonus & equity)
- Comprehensive medical dental and vision coverage with Health Savings Account contributions from Upstart
- 401(k) with 100% company match up to $4500 and immediate vesting and after-tax savings
- Employee Stock Purchase Plan (ESPP)
- Life and disability insurance
- Generous holiday vacation sick and safety leave
- Supportive parental family care and military leave programs
- Annual wellness technology & ergonomic reimbursement programs
- Social activities including team events and onsites all-company updates employee resource groups (ERGs) and other interest groups such as book clubs fitness investing and volunteering
- Catered lunches snacks & drinks when working in offices
#LI-REMOTE
#LI-MidSenior
At Upstart your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic locationwith our digital first philosophy Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills experience and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.
In addition Upstart provides employees with target bonuses equity compensation and generous benefits packages (including medical dental vision and 401k).
Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures backgrounds perspectives and experiences and know that we can only become better together.
If you require reasonable accommodation in completing an application interviewing completing any pre-employment testing or otherwise participating in the employee selection process please email
Manager
Employment Type
Full Time
Key Skills
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