Director, Real Estate Markets Finance

What is the opportunity

As a Director REM Finance you are a trusted strategic advisor working alongside Directors in the Real Estate Markets (REM) group to deliver an exceptional client credit experience. Reporting to the VP Real Estate Credit you will underwrite new loan requests annual reviews and loan amendments working in collaboration with internal and external partners with a One RBC mindset. The individual will be a credit expert as well as a coach and mentor to their Associate Director peers. The Director REM Finance will partner with Directors REM to provide meaningful client contact grow in-market presence and stay at the forefront of industry and competitor trends.

What will you do

• Collaborate with Directors in REM to lead the credit discovery process with clients to deliver best-in-class credit structuring expertise and advice;

• Take ownership of structuring competitively tailored credit solutions managing transactions from origination to risk approval to the funding stage;

• Deliver exceptional client experience by responding quickly to credit requests minimizing turnaround times and delivering sound credit structuring advice and client centric solutions that support business growth;

• Provide Directors with specific deal support as it relates to bilateral and syndicate loans including proforma and budget analysis cash flow analysis financial statements review market analysis and credit writing;

• Proactive management of credit portfolio quality. This includes establishing a routine with Directors to review their pipelines collecting financial reporting managing the compliance and covenant testing process actioning timely credit renewals;

• Enhance team collaboration and enterprise connection by assisting the VPs of Real Estate Credit to coach and mentor the Associate Director team. The successful candidate will model RBCs values and leadership principles while deepening the teams credit acumen and expertise;

• Support clients understanding of their climate risks delivering value added advice and connecting with RBCs Sustainable Finance partners as appropriate;

• Daily administration of the Groups lending portfolio; initiate and actively participate in team initiatives such as presenting on industry trends executing portfolio strategy requests providing portfolio reporting;

• Drive team priorities as it relates to strategic limit review updates connecting with clients and partners to build trust and strengthen our presence within the real estate network.

What do you need to succeed

Must-have

• Minimum 5 years of experience in commercial real estate commercial banking and/or similar credit analysis and underwriting experience in commercial finance;

• Strong knowledge of real estate syndications credit structuring and pricing practices;

• Ability to perform well under pressure meet time sensitive deadlines and prioritize multiple responsibilities to meet client needs;

• Undergraduate degree in Business Economics Accounting or Finance with strong quantitative financial modeling and analytical skills as well as an ability to analyze financial statements;

• Demonstrated ability to work and collaborate effectively;

• Strong interpersonal analytical technical and computer skills (especially Microsoft Excel);

• Detail oriented able to synthesize data and communicate in a succinct and clear manner;

• Professional and effective oral and written communication skills with high level of attention to detail in both written work and financial analysis;

• Passionate about peer coaching and mentorship with relevant experience in this area;

• Self-motivated proactive critical thinker with creative problem solving abilities;

• Able to adapt quickly always learning and thriving in the face of ambiguity.

Nice-to-have

• Experience working with large complex real estate credit and syndicate transactions;

• Experience financing a wide range of real estate asset classes including rental apartments low-rise condos single-family or multi-family homes high-rise condominiums commercial properties hotels seniors housing and/or master planned communities;

• Client facing experience;

• An established /pre-existing real estate client network with ability to impact and influence key partners both internally and externally;

• MBA CPA or CFA.

Whats in it for you

We thrive on the challenge to be our best progressive thinking to keep growing and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other reaching our potential making a difference to our communities and achieving success that is mutual.

• A comprehensive Total Rewards Program including competitive compensation bonuses and flexible benefits

• Continued opportunities for career advancement

• World-class sales training coaching and development opportunities

• Support from a dynamic collaborative progressive and high performing team as well as world-class tools and training

• Opportunity to achieve great success and grow your career with RBC

Job Skills

Additional Job Details

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best effectively collaborate drive innovation and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect belonging and opportunity for all.