Title : Credit Analyst
Location: Charlotte NC Marlton NJ Tewksbury MA Uniontown PA
Duration : 12 months (possible extension)
Shift : M-F 7.30 AM - 4:30 PM EST
Job Description
- We are seeking a well-rounded detail-oriented and analytical Credit Analyst with strong Order-to-Cash experience to join our Finance team.
- This role is ideal for someone with a solid background in credit cash application and collection analysis-all within an industrial business environment (e.g. water construction or manufacturing).
- The Credit Analyst will be responsible for evaluating and managing credit risk for new and existing customers enforcing company credit policies and supporting overall cash flow optimization.
- This is a highly collaborative role requiring cross-functional coordination and proactive risk assessment.
Key Responsibilities:
- Perform credit reviews for new and existing customers using financial analysis and global credit bureau data (e.g. D&B Moodys Credit Safe).
- Conduct comprehensive credit risk profiling and ensure compliance with SOX and internal policies.
- Evaluate credit applications recommend credit limits and payment terms and enforce adherence to company credit policies.
- Approve credit limits and release customer orders within Delegation of Authority thresholds.
- Collaborate with collections and AR teams to resolve delinquent accounts and credit holds.
- Utilize Microsoft Excel SAP (ECC Production or S/4HANA) and Get Paid for credit analysis reporting and workflow execution.
- Apply knowledge of trade industry practices (e.g. liens bonds UCC filings bankruptcy claims) to assess and manage credit risk exposure.
Required Qualifications:
- Bachelors degree in Finance Accounting Business Administration or a related field.
- At least 3 years of experience in a credit collections or finance role within an industrial business setting.
- Hands-on experience with Order-to-Cash processes including cash application and collection analysis.
- SAP experience required (ECC Production or S/4HANA); SAP Ariba not applicable.
- Proficiency with global credit bureau tools (e.g. D&B Cortera Credit Risk Monitor).
- Strong interpersonal and communication skills with the ability to collaborate across teams.
- Advanced Microsoft Excel skills; working knowledge of Word and Outlook.
Preferred Qualifications:
- Familiarity with Get Paid platform.
- Understanding of trade credit instruments such as bonds liens and UCC filings.
- Previous experience in construction water or manufacturing industries.
- The analyst works upfront with credit applications-determining appropriate credit limits payment terms and evaluating risk exposure in alignment with company policy.