Director of Risk
Director of Risk
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Job Description
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Position Purpose
As our Director of Risk Management you will be responsible for leading the enterprise-wide risk management strategy to protect company assets ensure regulatory compliance and support business continuity. In this role you will oversee all aspects of risk identification mitigation financing and claims management with a focus on operational financial and legal exposures inherent in a high-volume retail environment. You will manage insurance procurement self-insurance programs and litigation strategy while partnering with internal stakeholders and external vendors to optimize risk outcomes.
(These will vary depending on if you are hired in California or Arizona)
- Competitive compensation paid weekly
- 20% annual incentive eligiblity
- Work with and lead a motivated and inspired team
- This role is on-site and final candidate must reside in either CA or AZ.
- Paid vacation sick days and holidays
- 401K Program including company contributions and matching funds
- Medical Dental and Vision Insurance for yourself and eligible dependents
- Family leave
- 10% discount on groceries
- Employee discounts on event/sports tickets gym memberships mobile phone plans etc.
- Tuition Reimbursement for qualified courses
- Scholarship opportunities for continued education
- Flexible Spending Account (pre-tax commuter childcare and medical expenses)
- Dependent Care
- Life Insurance
- Charitable contribution opportunity and volunteer time off and community events
- Employee Assistance Program (free financial legal and mental health services)
What Youll Do & How Youll Make a Difference
Risk Strategy & Governance
- You will lead the development and execution of the companys risk management framework including risk assessment control and financing strategies.
- Identifyand evaluate enterprise risks across retail operations distribution logistics and corporate functions.
- Advise senior leadership on emerging risks mitigation strategies and regulatory compliance.
Insurance & Risk Financing
- Direct the negotiation and purchase of all Property Casualty Auto Financial and Specialty insurance programs.
- Manage self-insured retention programs and evaluate alternative risk financing solutions.
- Oversee policy renewals broker relationships and third-party administrator (TPA) contracts.
Claims & Litigation Management
- Supervise the administration of Workers Compensation general liability auto and property claims.
- Coordinate legal defense strategy for litigated claims including mediation arbitration and settlement negotiations.
- Serve as the primary liaison with defense counsel insurers and claims administrators.
Contractual Risk & Compliance
- Review leases vendor contracts and estoppels for insurance and indemnity provisions.
- Ensureappropriate insurance coverage for events store operations and new business initiatives.
- Partner with Legal Real Estate and Operations teams to manage contractual risk.
Data Analytics & Reporting
- Develop and maintain risk management information systems (RMIS) to track claims analyze trends and forecast losses.
- Provide actionable insights through dashboards and reports to support decision-making and performance improvement.
Leadership & Collaboration
- Lead a team of risk professionals and oversee daily departmental operations.
- Collaborate with Finance on budgeting reserves and financial disclosures related to risk programs.
- Act as a business risk advisor to Operations IT and Store Support teams.
Who You Are
- Passionate about risk management principles with a deep knowledge of regulatory compliance (OSHA ADA state laws).
- You are familiar with mediation arbitration and settlement negotiations.
- A collaborative problem-solver who thrives in a fast-paced evolving environment.
- A strong communicator with the ability to influence and align cross-functional teams including executive leaders.
- You are motivated by high standards continuous improvement and delivering exceptional results.
- You have the ability to influence senior leadership and drive enterprise-wide risk initiatives.
- You are analytical and use data to forecast losses identify trends and support strategic decisions.
Must Haves
- Bachelors degree in Business Finance Risk Management or related field; minimum 10 years of progressive risk management experience preferably in retail grocery logistics or distribution.
- Proven leadership experience
- Experience with multi-location operationsand store-level risk controls.
- Hands-on experience managing claims administration TPAs and litigation strategy.
- Experience with self-insured retention (SIR) and captive insurance programs is a plus.
- Experience in reviewing leases vendor contracts and indemnity clauses.
- Preferred ARM (Associate in Risk Management) CRM (Certified Risk Manager) CPCU (Chartered Property Casualty Underwriter) CIC (Certified Insurance Counselor) or RIMS-CRMP (Certified Risk Management Professional)
Permanent residency in California or Arizona is a condition of employment for this position. This means a job offer may be denied or rescinded and if employed employment may be terminated if an applicant/team member ceases to reside in California or Arizona.
Required Experience:
Director
Employment Type
Full-Time