Bilingual Commercial Underwriting Manager, Business Enterprise Solutions (BES)
Bilingual Commercial Underwriting Manager, Business Enterprise Solutions (BES)
Posted on :
11-07-2025
Employer Active
1 Vacancy
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Job Description
Join a Challenger
Being a traditional bank just isnt our thing. We are big believers in innovating the banking experience because we believe Canadians deserve better options and we challenge ourselves and our teams to creatively transform whats possible in banking. Our team is made up of inquisitive and agile minds that find smarter ways of doing things. If youre not afraid of taking on big challenges and redefining the future you belong with us. Youll get to work with people who will encourage you to reach new heights. We like to keep things fun ask questions and learn together.
We are a big (and growing!) family. Overall we serve more than 670000 people acrossCanadathrough Equitable BankCanadasChallenger Bank and have been around for more than 50 years. Equitable Banks wholly-owned subsidiary Concentra Bank supports credit unions acrossCanadathat serve more than six million members. Together we have over$125 billionin combined assets under management and administration with a clear mandate to drive change in Canadian banking to enrich peoples lives. Our customers have named our EQ Bank digital platform () one of the top banks in Canada on the Forbes Worlds Best Banks list since 2021.
The Work
As part of a growing dynamic & solution-focused commercial team the Commercial Mortgage Underwriter is responsible for underwriting conventional commercial mortgages. The underwriter must adhere to established policies and underwriting standards meeting compliance and control requirements while finding creative and service-oriented solutions in a timely manner in order to achieve department goals as well as annual target volumes. Additional credit-related and administrative duties are also required such as reporting and pipeline management. As well networking with mortgage brokers partners and other external third parties along with various staff within the Credit & Risk group & other internal departments.
The core parts of your role would be to:
- 50% on a daily basis the incumbent will analyze and underwrite commercial credit facilities together with additional credit related and administrative duties for conventional commercial mortgage product types. Attention must be made to ensure that compliance with the companys established lending guidelines and procedures are followed with recommendations submitted for approval to management. The incumbent is responsible to ensure all lending criteria have been satisfied on deals underwritten and outstanding documentation/conditions if any are being met in a timely manner.
- 30% on a daily basis the incumbent will communicate with internal contacts (funders managers administrators and commercial sales staff) as well as external contacts (lending partners mortgage brokers Clients solicitors appraisers and consultants) to ensure transactions are processed in a timely and efficient manner in order to deliver superior customer service and funding deadlines. Site inspections of properties or drive-by inspections may be required on a deal-to-deal basis.
- 15% on a daily basis the incumbent is responsible for pipeline review and time management of their deal flow in order to meet prescribed deadlines.
- 5% on a monthly basis the incumbent will be responsible for various administration and reporting duties required for the department/Company which will be relied upon by Senior Management.
Lets Talk About You!
- Bilingualism is required
- Proficient underwriting skills with a minimum 2 years commercial mortgage experience and/or SFR underwriting experience
- Demonstrated service excellence within their field
- Post-secondary education (diploma/degree) preferred preferably in business or finance
- Good working knowledge of MS Office (primarily word and excel)
- Effective analytical and problem solving skills
- Strong business sense combined with sound technical knowledge of secured lending and factors affecting the commercial mortgage market
- Excellent organizational and time management skills
- Ability to handle multiple competing priorities while providing optimal customer service
- Excellent communication skills both oral and written
- Ability and desire to attend broker related events as required (often after hours)
- Access to a vehicle for site inspections
Job Complexities/Thinking Challenges
- The position requires the incumbent to be a self-starter and make sound underwriting decisions as efficiently as possible. Commercial mortgage applications can be complex in nature requiring creative and innovative thinking and proactive problem solving. The incumbent is required to follow corporate policies procedures and regulatory requirements in order to work through files and rationalize the recommendations or decisions made. In some cases viability is assessed with limited access to information or documentation.
#LI-Hybrid
What we offer For full-time permanent roles
Competitive discretionary bonus
Market leading RRSP match program
Medical dental vision life and disability benefits
Employee Share Purchase Plan
Maternity/Parental top-up while you care for your little one
Generous vacation policy and personal days
Virtual events to connect with your fellow colleagues
Annual professional development allowance and a comprehensive Career Development program
A fulfilling opportunity to join one of the top FinTechs and help create a new kind of banking experience
Equitable Bank is deeply committed to inclusion. Our organization is stronger and our employees thrive when we honour and celebrate everyones diverse experiences and perspectives. In tandem with that commitment we support and encourage our staff to grow not just in their career path but personally as well.
We commit to providing a barrier-free recruitment process and work environment for all applicants. Please let us know of any accommodations needed so that you can bring your best self to the application process and candidates considered for hire must successfully pass a criminal background check and credit check to qualify for hire. While we appreciate your interest in applying an Equitable recruiter will only contact leading candidates whose skills and qualifications closely match the requirements of the position.
We cant wait to get to know you!
Required Experience:
Manager
Employment Type
Full-Time
Key Skills
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