Junior Underwriter
Junior Underwriter
Posted on :
11-07-2025
Employer Active
1 Vacancy
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Monthly Salary
Not Disclosed
Salary Not Disclosed
Vacancy
1 Vacancy
Posted on :
11-07-2025
Job Description
AMERIND is a federally chartered tribally owned corporation formed under Section 17 of the Indian Reorganization Act (25 U.S.C. 5124) by its Members the governmental units of federally recognized Tribal Nations that administer federally funded housing programs for American Indian and Alaska Native families. AMERIND has the operating authority to work with Tribal Governments Enterprises and Citizens for Property and Liability Workers Compensation Homeowners and Renters Employee Benefits coverage Fleet Auto coverage and Critical Infrastructure development.
Position Characteristics and Competencies
- Customer Focused
- Detailed Oriented
- Technical Knowledge and Skills
- Planning and Organizing
- Communication Skills (verbal and written)
- Analytical and Decision-making skills
- Interpersonal Skills
- Math skills
Job Summary
Provides technical assistance and support services to the personal or commercial lines of the Underwriting team and management. Junior Underwriter handles several aspects of policy processing and issuance which include new business and/or renewal preparation; endorsement processing; cancellations; and/or all other policy processing-associated tasks. Ability to balance attentiveness to detail with deadlines and prioritization needs. Reviews renewal applications for insurance to evaluate the degree of risk involved determines coverage amounts and premium for personal or commercial lines business with appropriate approval. Responsible for retention of existing business in accordance with company underwriting philosophy and individual level of authority.
This job description does not represent an inclusive list of all duties encompassed in this position.
Job Responsibilities
- Processes and prepares endorsements reinstatements non-renewals notices or cancellations and other associated tasks as required.
- Supports underwriting in the entry and processing of new business submission documents and quotes along with policy issuance.
- Supports preparation tasks and processing for policy renewals (including preparation of invoices).
- Completes data entry into internal system.
- Processing high volumes of incoming emails correspondence faxes and written requests.
- Updates systems with client information for new and existing clients.
- Sends out policy documents billing statements notices and other necessary correspondence daily.
- Calculates premiums and establishes payment method. Appropriately prices renewal policies.
- Determines and negotiates appropriate pricing coverage limits coverages and the terms and conditions for acceptable risks of the proposed insurance policy. Renders decisions based on consultations with Senior Underwriters and manager.
- Examines expiring policy evaluates loss data and makes risk assessments.
- Underwrites policy renewals for individuals businesses or housing entities
- Makes final determination within company guidelines on risk acceptability for renewal applications. Renders decisions based on consultations with Senior Underwriters and manager.
- Interacts with policyholders clients or brokers to deliver and explain policy.
- Evaluates risks examining general condition type of construction age and other characteristics to decide if it is a good insurance risk.
- Performs administrative tasks such as answering phones maintaining records handling billing matters and providing service to both external and internal customers.
- Participates in cross-functional team training.
- Provides customer support on behalf of the underwriters and Underwriting Team.
- Performs other duties as assigned.
Supervision of Others
N/A
Minimum Qualifications
- Bachelors degree in business administration or related field required or equivalent experience.
- A minimum of 2-4 years of underwriting experience required.
- Must possess a valid drivers license.
- Must be able to successfully pass a background investigation. No felony theft or fraud convictions.
Additional Eligibility Requirements
- New employees must complete the Associate in Insurance (AINS) designation within six months from the end of the 90-day evaluation period to be eligible for advancement and incentive compensation.
- For continued employment employees must complete an elective course and six hours of professional development within 12 months after the end of the 90-day evaluation period.
Knowledge/Skills/Abilities
- Strong written and oral communication skills.
- Strong ability to multi-task assisting in multiple duties or projects.
- Strong presentation skills.
- Knowledge and understanding of underwriting techniques.
- Knowledge of department organization functions objectives policies and procedures.
- Knowledge of commercial/residential construction codes and techniques.
- Knowledge of principles and processes for providing customer services.
- Ability to effectively present information in one-on-one and small group situations to customers clients and other employees of the organization.
- Ability to work independently and meet timelines.
- Ability to create and edit written material.
- Ability to act with integrity professionalism and confidentiality.
- Skill in providing excellent customer service.
- Ability to work as a team member in a structured working environment.
- Ability to work with timeliness and thoroughness.
- Skill in operating business computers and office machines in a Windows environment specifically Word Excel and presentation software (such as PowerPoint).
Working Conditions & Physical Demands
- Travel required 10% of time.
- Typical business office setting with moderate noise level and outdoor settings with a high noise level.
- Non-office environment may be encountered for offsite presentations and support of company activities.
- Must be able to sit for work at a computer for more than 6 hours per day.
- Must be able to use hands for dexterity of motion and reach with hands and arms. Extensive use of computer keyboards.
- Frequently required to talk and hear.
- Must have ability to occasionally lift 10 lbs.
Physical Exam
- Not required for this position.
Hiring of AMERIND employees is subject to Section 7(b) of the Indian Self-Determination Act (25 U.S.C. 5307(b)) which requires that to the greatest extent feasible preference and opportunities for training and employment shall be given to Native Americans and Alaska Natives.
Required Experience:
Junior IC
Employment Type
Full Time
Key Skills
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