Credit Analyst III
Credit Analyst III
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$ 68468 - 102759
1 Vacancy
Job Description
Location: This position requires onsite work at one of the following offices:
Kennewick Office - 3250 W Clearwater Ave Kennewick WA 99336
Moses Lake Office - 402 S Ash St Moses Lake WA 98837.
East Wenatchee Office - 523 Valley Mall Parkway East Wenatchee WA 98802
Assists Relationship Managers (RM) in the credit analysis and evaluation process of existing and potential loan customers. Provides analytical support to the RMs under the supervision of more senior team members. With direction as necessary prepares written credit authorizations spreads business financial statements and prepares personal cash flow worksheets and reviews financial projections and automated spreadsheets for analyzing commercial borrowers and prospects. Requires applicable college-level coursework in accounting or finance or equivalent related work experience.
Essential Functions
- Assists RM in credit analysis assessment of risk rating problem loan reporting and other credit administration requirements.
- Reviews and evaluates business financial reports prepares written credit authorizations pursuant to Bank policy and ensures proper monitoring and documentation are reviewed.
- Prepares financial projections and customized automated spreadsheets for analyzing commercial borrowers and prospects.
- Develops financial models based upon customized financial formats.
- Prepares financial statement presentations for analyzing business borrowers.
- Performs compliance and risk management duties as required or assigned.
- Regular reliable attendance is required.
- Assists with other department duties and projects as requested by team lead.
Requirements
- College-level course work preferably in Accounting Finance Business or related field.
- Strong accounting aptitude.
- Demonstrated analytical/problem solving ability.
- Experience with computer assisted financial analysis and PC-based financial models; knowledge of spreadsheet applications (Microsoft Excel etc).
- Strong knowledge of Bank loan policies and general commercial documentation requirements.
- Ability to prioritize assignments and handle multiple priorities while maintaining a high level of service to both internal and external clients.
- Excellent interpersonal skills; ability to collaborate with and work effectively with diverse groups of people
- Outstanding verbal and written communication skills including grammar correspondence abilities etc.
- Organizational and analytical skills strategic thinking and ability to work collaboratively or independently.
- Proficient PC and technical skills to navigate software including the Microsoft Office Suite of products word processing spreadsheets database desktop information management Internet and related applications.
- Demonstrated self-motivation and initiative; ability to work well both independently and with others.
Compensation:$68468 - $102759
The compensation range represents the low and high end of the base compensation range for this position located in Kennewick Washington. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location experience and performance. This position is eligible to participate in an applicable annual bonus plan.
What Our Culture Can Offer You:
Our benefit philosophy is to provide you with a comprehensive package to secure your overall wellness and help you become and remain a fulfilled and productive employee. Our benefits include Health Financial Retirement and Work/Life Benefits. We are proud to share an overview of our benefitsHEREas part of your total compensation.
Washington Trust Bank celebrates diversity in the workplace and actively recruits talent to help reflect the unique communities where we live and work. We are proud to be an equal opportunity employer and prohibit discrimination or harassment based on race religion sex gender identity sexual orientation national origin age pregnancy disability genetic information and any other protected characteristics outline by state federal and local laws. We believe strength comes from the diverse backgrounds and experiences of our team and we are dedicated to fostering a supportive and inclusive work environment.
Required Experience:
IC
Employment Type
Full-Time
