Product Benefits Business Analyst

The Consumer Products Benefit LAC team is focused on delivering high-value benefits that drive issuer and cardholder engagement across the region.  As the Optional Benefits Analyst you will play a key role in growing a new revenue stream and diversifying our benefits portfolio by identifying optimizing and commercializing optional benefit offerings. You will collaborate with market teams product leads platform and engagement teams to design relevant scalable benefit solutions. This includes developing value propositions defining pricing strategies and supporting go-to-market execution to drive adoption and revenue growth.

Responsibilities:

• Lead initiatives to grow a new revenue stream within the LAC Consumer Products P&L

• Partner with markets to uncover sales opportunities and track pipelines to accelerate optional benefit adoption

• Analyze win/loss trends to improve commercial strategies and refine benefit offerings

• Work with benefit leaders to develop and enhance offerings based on customer feedback and market insights

• Lead market intelligent efforts to identify gaps needs and positioning opportunities across the region

• Collaborate with engagement and platform teams to improve the digital experience and user journeys

• Lead the execution and continuous improvement of the end-to-end optional benefits process leveraging automation and AI to drive efficiency scalability and seamless delivery

• Support the definition of commercial models including pricing strategies and margin optimization

• Develop materials to communicate optional benefit offerings

• Monitor performance and contribute to data-driven decisions that optimize value and revenue generation

• Coordinate with vendors and internal teams to support smooth execution and cost efficiency

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Qualifications :

Basic Qualifications
2 or more years of work experience with a Bachelors Degree or an Advanced Degree (e.g. Masters MBA JD MD or PhD)

Preferred Qualifications
Bachelors degree in Business Administration Engineering Economics or a related field
More than 3 years of relevant experience including a minimum of 2 years experience in product development commercial strategy benefits/loyalty management preferably in payments fintech or financial services
Consistently show a data driven approach attention to detail and track record of supporting change and delivering results
Proven ability to scale new commercial initiatives and drive monetization
Revenue-driven able to prioritize workload accordingly
Excellent communication and storytelling skills both verbal and written
Comfortable working in a fast paced matrixed and dynamic environment
Strong technical aptitude with the ability to process technical information and turn it into simple easy-to-digest explanations for business partners
Experience with benefits platforms CRM or product tracking tools is a plus
Fluent/native in English and Spanish Portuguese is a plus

Additional Information :

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race color religion sex national origin sexual orientation gender identity disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Remote Work :

No

Employment Type :

Full-time