Mortgage Underwriter
Mortgage Underwriter
Posted on :
27-06-2025
Employer Active
1 Vacancy
Job Alert
You will be updated with latest job alerts via emailValid email field required
Send jobs
Share
Send me jobs like this
Job Alert
You will be updated with latest job alerts via emailValid email field required
Send jobs
Job Description
Full-time
Description
About the job
Responsibilities
We are seeking an experienced Mortgage Underwriter with proficiency in both conventional and government loan programs. The ideal candidate will possess a thorough understanding of mortgage lending guidelines strong analytical skills and the ability to make sound lending decisions while adhering to regulatory requirements.
Qualifications
- Review and analyze mortgage loan applications to ensure accuracy completeness and adherence to underwriting guidelines for both conventional and government loan programs (FHA VA USDA).
- Assess borrowers financial documents including income assets credit history and employment to determine creditworthiness and risk.
- Evaluate property appraisals and collateral to ensure they meet lending requirements and guidelines.
- Calculate debt-to-income ratios and other financial metrics to assess borrowers ability to repay the loan.
- Communicate effectively with loan officers processors and other stakeholders to obtain additional information or clarification on loan files.
- Issue loan approvals or denials based on underwriting findings providing clear and concise explanations for decisions.
- Stay updated on changes in mortgage lending regulations underwriting guidelines and industry trends.
- Collaborate with compliance and risk management teams to ensure loan files are in compliance with regulatory standards and company policies.
Employment Type
Full-Time
Key Skills
Report This Job
Disclaimer: Drjobpro.com is only a platform that connects job seekers and employers. Applicants are advised to conduct their own independent research into the credentials of the prospective employer.We always make certain that our clients do not endorse any request for money payments, thus we advise against sharing any personal or bank-related information with any third party. If you suspect fraud or malpractice, please contact us via contact us page.
