Director of Risk Management

The Risk Manager is a strategic and hands-on professional responsible for managing the organizations risk exposure with a primary focus on insurance design and procurement contractual risk allocation and claims oversight. This role sits at the intersection of legal finance and operations and plays a critical role in protecting the companys assets workforce and balance sheet. The Risk Manager leads the development and execution of comprehensive risk transfer strategies ensures compliance with insurance requirements across the business (including subcontractor and vendor relationships) and proactively manages claims to minimize financial and reputational impact.

The ideal candidate will have a strong background in corporate insurance programs construction or home improvement industry risk management and legal contract review with a demonstrated ability to operate cross-functionally across departments.

What Youll Do:

1. Insurance Design Placement & Administration

Design and implement the organizations commercial insurance program including property casualty general liability auto workers compensation umbrella cyber and specialty lines.

Lead the annual insurance renewal process including market analysis data collection broker engagement and program structuring.

Partner with brokers and insurers to obtain competitive pricing and coverage enhancements that align with the organizations risk tolerance and growth strategy.

Maintain and manage all insurance policies endorsements certificates and related documentation.

2. Insurance Reporting & Program Oversight

Oversee the preparation and submission of underwriting data and applications.

Track and analyze claims experience and loss trends; prepare dashboards and reports for executive leadership.

Maintain insurance schedules (property vehicle equipment locations) and coordinate changes with relevant departments.

Monitor compliance with insurance requirements under loan agreements leases and other key financial obligations.

3. Subcontractor and Vendor Insurance Review

Develop and maintain standard insurance requirements for subcontractors vendors and professional service providers.

Review subcontractor insurance certificates for compliance with contractual obligations.

Coordinate with project managers legal and procurement to ensure consistent enforcement of insurance terms.

4. Contractual Risk Review

Collaborate with legal counsel to review and advise on risk-related provisions in customer vendor and subcontractor agreements (e.g. indemnity insurance limitation of liability waivers).

Recommend risk mitigation strategies and negotiate favorable insurance and indemnity clauses in line with company standards.

5. Claims Management

Serve as the primary liaison for insurance claims across the enterprise (general liability property auto etc.) and coordinate for workers comp claims with the companys safety department.

Manage the claims process from intake through resolution including investigation documentation insurer coordination and internal communication.

Identify high-risk claims and escalate to legal or executive stakeholders as needed.

Assist with post-incident review efforts and identify root causes and prevention measures.

6. Cross-Functional Risk Initiatives

Partner with safety legal HR finance and operations to identify and mitigate enterprise risks.

Lead or support enterprise risk assessments business continuity planning and risk awareness initiatives.

What Youll Bring:

• Bachelors degree in Risk Management Business Finance Insurance or related field.

• ARM (Associate in Risk Management) CPCU (Chartered Property Casualty Underwriter) or similar certification preferred.

• Minimum 57 years of progressive experience in corporate risk management insurance brokerage or insurance underwriting.

• Experience managing insurance and risk for a multi-entity organization in construction home services real estate or a similar field is highly preferred.

• Demonstrated success in negotiating and placing large commercial insurance programs.

• Deep understanding of commercial insurance products policy forms and underwriting practices.

• Ability to analyze complex contracts and identify risk transfer opportunities and red flags.

• Strong project management skills with the ability to manage multiple priorities and deadlines.

• Proficiency with Microsoft Excel and insurance-related platforms (e.g. certificate tracking systems risk management information systems).

• Excellent written and verbal communication skills with the ability to clearly convey technical concepts to non-specialists.

• Collaborative professional demeanor with high ethical standards and sound business judgment.

Renuity and its affiliates are committed to equal opportunity. We value and embrace diversity and inclusion of all Team you have a disability under the Americans with Disabilities Act or similar law and you need an accommodation during the application process or to perform these job requirements or if you need a religious accommodation please contact

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Required Experience:

Director