Personal Banking Officer
Personal Banking Officer
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Job Description
Job Summary
- Are you passionate about helping individuals achieve their financial goals Were seeking an empathetic and results-driven Personal Banking Officer to serve as the primary point of contact for our individual clients. Youll be instrumental in building lasting relationships understanding diverse financial needs and providing tailored solutions that empower our customers to manage their money effectively and plan for their future.
Key Responsibilities & Differentiators
- Cultivate and nurture strong long-term relationships with individual clients serving as a trusted advisor for their banking needs.
- Conduct thorough financial needs assessments for clients recommending and cross-selling suitable banking products and services including savings current accounts loans credit cards and digital banking solutions.
- Deliver exceptional customer service resolving inquiries and issues efficiently and professionally to ensure high client satisfaction.
- Maintain in-depth knowledge of all retail banking products and services effectively educating clients on their features and benefits.
- Proactively identify opportunities to acquire new clients and expand existing relationships to meet individual and branch sales targets.
- Guide clients on the seamless adoption and effective utilization of digital banking channels (mobile banking online banking ATMs) to enhance their banking experience.
- Ensure strict adherence to all banking policies procedures and regulatory requirements maintaining confidentiality and integrity in all transactions.
- Identify and refer clients to specialized departments (e.g. wealth management commercial banking) when their needs extend beyond personal banking offerings.
- Represent the bank positively in local communities participating in outreach activities as needed to promote banking services and financial literacy.
Requirements
- Bachelor s degree in business administration Finance Marketing or a related field.
- A minimum of 2 years of progressive experience in a customer-facing role within the banking or financial services industry preferably in personal or retail banking.
- Solid understanding of retail banking products and services.
- Proven ability to identify customer needs and successfully offer relevant solutions.
- Excellent communication (verbal and written) interpersonal and customer service skills.
- Strong problem-solving abilities and attention to detail.
Bachelor s degree in business administration, Finance, Marketing, or a related field. A minimum of 2 years of progressive experience in a customer-facing role within the banking or financial services industry, preferably in personal or retail banking. Solid understanding of retail banking products and services. Proven ability to identify customer needs and successfully offer relevant solutions. Excellent communication (verbal and written), interpersonal, and customer service skills. Strong problem-solving abilities and attention to detail.
Employment Type
Full Time
Company Industry
Financial Services / Insurance Agencies and Brokerages / Investment Banking
