WIB Credit Officer, Level 2

Create your best future and join Westpac as aWIB Senior Credit Officer WIB Credit Risk.

Whats the role

Youll step into a pivotal role at the heart of Westpac Institutional Bank where your credit expertise will shape the future of some of Australias most significant corporate relationships. Based in Sydney or Melbourne and working full-time youll lead the credit risk assessment and portfolio management for high-value institutional clients. Youll collaborate closely with teams across Trade Asset and Acquisition Finance and Customer Coverage to drive strategic outcomes.

This isnt just about approvalsits about influence foresight and building a resilient credit culture that supports growth innovation and long-term value. Youll also have the flexibility to broaden your impact across other portfolios as needed.

What do I need

Were looking for a strategic thinker with a strong credit backbone and a collaborative mindset. Heres what will set you up for success:

• Strategic credit judgment Youve got a proven ability to assess complex credit scenarios identify early warning signs and implement proactive remediation strategies that protect and grow the banks position.
• Institutional banking experience You bring deep experience (ideally 10 years) in corporate credit within an institutional lending environment with a strong grasp of risk-return dynamics and market context.
• Delegated authority and leadership Youve held credit approval authority before or youre ready to step into it with the confidence to make high-impact decisions and the wisdom to know when to challenge or support.
• Product and sector insight You understand the nuances of Property and Acquisition Finance and can navigate legal documentation like term sheets and ISDAs with ease.
• Influence and collaboration Youre a natural communicator who builds trust negotiates effectively and partners across teams to deliver commercial outcomes aligned with risk appetite.

Why join us

Were obsessed with becoming our customers #1 banking partner for life and were looking for people who are passionate about helping us achieve that goal. In return were committed to making Westpac the best place to work in the country. Here are just a few of the ways were already doing that:

• Special offers on banking products and discounts from top brands including generous employee-only mortgage rates!
• Flexible work arrangements to help you achieve a greater work/life balance and a variety of leave options including Culture Lifestyle and Wellbeing leave.
• Tailored learning and development opportunities to help your grow your career within the bank.
• Lots of opportunities to give back to the Community by getting involved in our many volunteering initiatives
• Take ownership of your own customer portfolio while gaining exposure across the wider Property and Corporate Credit team. Youll be supported to flexibly collaborate across teams deepening your expertise and expanding your professional skillset.

Create your future today

To get started simply click on the APPLY or APPLY NOW button

Were all about creating a supportive and inclusive community. We welcome everyone no matter your age gender background or abilities. We also provide additional support to welcome our veterans Indigenous Australians and neurodiverse community.

If you need any adjustments during the recruitment process you can find out more information and additional contact details by visiting thePeople with Disability and/or needing Accessibility Requirementspage on ourwebsite.