Remote Mortgage Underwriter- Must be local to Phoenix
Remote Mortgage Underwriter- Must be local to Phoenix
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Job Description
Position Overview:
We are seeking an experienced frontline Mortgage Underwriter with at least 3 years of recent underwriting experience. Candidates must have worked in an underwriting role within the past 12 months to be considered. YOU MUST BE LOCAL TO PHOENIX IN ORDER TO BE CONSIDERED FOR THE ROLE
This role involves reviewing mortgage files calculating income analyzing assets and credit and making sound loan decisions based on established guidelines. The right person will be detail-oriented highly organized and comfortable working in a fast-paced environment with tight deadlines.
Essential Job Functions:
Conduct comprehensive reviews of mortgage loan files including income assets credit and collateral
Utilize the clients loan operating system for accurate data entry
Underwrite loans using AUS (DU/LP) or manual methods based on client guidelines
Ensure documentation is complete accurate and compliant
Identify and resolve red flags or issues in the file
Issue loan decisions and set clear conditions
Review and sign off on conditions to finalize loan files
Communicate effectively with internal teams Loan Officers and Processors
Stay up-to-date on client and investor underwriting guidelines
Assist in resolving pre- and post-closing underwriting issues
Maintain professionalism in a high-pressure deadline-driven environment
Willingness to work over 40 hours per week as needed
Requirements:
Minimum of 3 years of recent frontline conventional mortgage underwriting experience
Must have worked in an underwriting role within the past 12 months
Strong knowledge of income analysis tax return review and credit evaluation
Understanding of appraisal review and collateral risk
Expertise in GSE guidelines and AUS platforms (DU/LP)
Strong attention to detail and time management
Excellent written and verbal communication skills
Ability to work independently and collaboratively in a digital environment
NMLS-MLO Licensure preferred
Flexible availability including occasional extended hours
Disclaimer: All job requirements and qualifications listed above have been established by our clients. NMS does not determine or modify these criteria and is contractually obligated to adhere to the specifications set forth by each client.
If your background aligns with our clients needs one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.
Unfortunately due to high volumes of applicants we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
Employment Type
Full Time
