Compliance Manager

As a rapidly growing company in a highly regulated industry we are seeking a proactive and detail-oriented Compliance Manager to join our team. In this role youll ensure our operations comply with global legal and regulatory requirements while providing expert guidance across various departments to maintain the integrity of our services. 

Key Responsibilities 

• Regulatory Compliance: Oversee payment activities and operations to ensure compliance with all legal and regulatory requirements related to cross-border money movement. 

• Regulatory Guidance & Policy Development: Advise on regulatory requirements and develop compliance controls for new products services and business initiatives. Maintain and document compliance policies and procedures. 

• Compliance Training: Deliver compliance training and awareness programs to business units to promote a culture of compliance and mitigate risks. 

• Data and Reporting: Prepare detailed compliance reports for internal governance committees and submit periodic reports to external regulators. Monitor and report on compliance activities using Excel and other data visualization tools. 

• Regulatory Examination and Audit Management: Manage regulatory examinations audits and inquiries from external auditors examiners and regulators. Ensure timely responses and coordination of follow-up actions. 

• BSA/AML Oversight: Supervise BSA AML and OFAC compliance programs. Ensure timely reporting of Currency Transaction Reports (CTRs) and Suspicious Activity Reports (SARs). 

• Horizon Scanning: Monitor emerging regulations industry trends and new risks. Keep the business informed on regulatory changes and support the implementation of necessary adjustments. 

• Process Improvement: Continuously analyze operational processes to identify opportunities for innovation and efficiency improvements.  

• Cross-functional Collaboration: Partner with internal stakeholders and external vendors to ensure seamless compliance practices. Provide guidance and oversight for cross-functional teams to support strategic business goals. 

Skills:  

• Excel proficiency (including advanced functions like pivot tables data analysis and reporting). 

• Strong operational skills with the ability to assess improve and document processes. 

• Excellent horizon scanning abilities to stay ahead of regulatory changes and industry developments. 

• Deep knowledge of BSA AML and financial compliance frameworks. 

• Strong data visualization skills for reporting and presenting compliance metrics. 

• Strong communication and interpersonal skills to engage with senior leadership external auditors and regulatory bodies. 

• Ability to think critically manage risks and make sound decisions based on regulatory knowledge. 

• Strategic thinking with a focus on both short-term goals and long-term compliance objectives. 

This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager.

Qualifications :

Basic Qualifications:

• 5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters MBA JD MD) or 0 years of work experience with a PhD

Preferred Qualifications:

• 6 or more years of work experience with a Bachelors Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters MBA JD MD) or up to 3 years of relevant experience with a PhD
•  Minimum of 5 years in a compliance or risk management role within the financial services or cross-border payments industry with a deep understanding of BSA/AML and OFAC regulations. Professional AML/ATF (ACAMS) accreditation preferred.

Additional Information :

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk communicate in person and by telephone frequently operate standard office equipment such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race color religion sex national origin sexual orientation gender identity disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 104600 to 153000 USD per year which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge skills experience and location. In addition this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical Dental Vision 401 (k) FSA/HSA Life Insurance Paid Time Off and Wellness Program.

Remote Work :

No

Employment Type :

Full-time