Senior Residential Mortgage Loan Consultant Our mission is to create exceptional experiences for our customers that help them achieve their dreams and we seek extraordinary individuals with the talent and passion to help us bring those dreams to life. Are you looking for a fulfilling career with a dynamic company culture growth opportunities and the chance to make a real impact At North American Savings Bank (NASB) we pride ourselves on delivering top-notch customer service and financial solutions to support our customers achieve their dreams whether its buying their first home or planning for retirement. We believe exceptional customer service starts with an outstanding work culture that rewards hard work provides the right tools for success and values a healthy happy team. With over 92 years of success and continued growth NASB is seeking new team members eager to grow with us! Wearecurrently looking for a Senior Loan Consultant to join our Residential Lending team. Job Summary The Senior Loan Consultant (SLC) is responsible for developing repeat and referral relationships and for the solicitation and conversation of self-generated leads from referral or repeat sources. The SLC facilitates the mortgage lending process for clients seeking home financing solutions and has working knowledge and expertise in conforming agency and government mortgage products sold on the secondary market to 3rd party investors under the banks best effort method. A Senior Loan Consultant will have the ability to sell mortgage products in all 50 states. What you can expect to work on - Building and maintaining repeat and referral relationships while soliciting and converting self-generated leads from these sources.
- Construct a complete and accurate 1003 while utilizing multiple technology options with the consumer.
- Retain any required upfront fees from borrower.
- Collect all applicable information from the customer before submitting the file to processing/underwriting to ensure file quality expectations is met.
- Originate loans for new and existing customers while meeting all company and compliance guidelines/policies.
- Provide superior internal and external customer service that will exceed the customers expectations.
- Maintain a work schedule and required working hours consistent with departmental policy which will include some evening and weekend hours as needed.
What you offer us - Bachelors degree in Finance/Accounting or related field preferred.
- Minimum of 5 years mortgage lending sales with documented sustained production history and verifiable income and 5 years of functional working knowledge of Residential Lending sales and operations experience.
- Advanced knowledge of VA FHA and CONV guidelines.
- Ability to understand and lead through complex transactions multiple property types markets and varying loan structures and their impact on security of collateral.
- Strong analytical problem-solving skills and interpersonal communication.
- Sound judgment and decision-making abilities while working in a high-pressure environment.
- Adaptability and agility to quickly learn new and changing technology advancements.
- Ability to give cogent financial advice to customers based on individual discretion and judgment.
- Effective business communication skills (both oral and written).
- Excellent time management detail oriented and organizational skills.
- Excellent presentation and organizational skills; ability to collaborate manage and expand relationships both external and internal customers
- Ability to effectively lead and drive a high level of production while delivering a consistently exceptional customer experience through KPI and SLA expectations
- Ability to develop and present information in varied mediums.
- Promote an effective environment across business functions to help provide resolution within teams. Developing a culture of sharing best practices and key finding across all production team(s).
- Highly motivated with the ability to work autonomously with limited supervision.
Work Environment This position is primarily in-office with remote work one to two days per week. What we offer you NASB offers competitive compensation and excellent benefits packages including: - Comprehensive health insurance options including medical dental and vision coverage.
- 401(k) retirement plan with immediate employer match.
- Generous paid vacation sick and personal days. Plus enjoy a bonus day off for your birthday!
- Exclusive mortgage and banking benefits.
- Paid holidays volunteer time off and free parking at NASB facilities.
- Employee referral bonuses and internal training programs to help reach your career goals.
If you have any questions please contact .Note: This job description should not be construed to imply that these requirements are the exclusive standards of the position. Incumbents will follow any other instructions and perform any other related duties as may be required. The employer has the right to revise this job description at any time. The job description is not to be construed as a contract for employment. North American Savings Bank (NASB) is an Equal Opportunity/Veterans/Disabled employer.
| Required Experience:
Senior IC