Area Collections Manager - Lending
Area Collections Manager - Lending
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Job Description
About PhonePe Group:
PhonePe is Indias leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments PhonePe has expanded into financial services (Insurance Mutual Funds Stock Broking and Lending) as well as adjacent tech-enabled businesses such as Pincode for hyperlocal shopping and Indus App Store which is Indias first localized App Store. The PhonePe Group is a portfolio of businesses aligned with the companys vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services.
Culture
At PhonePe we take extra care to make sure you give your best at work Everyday! And creating the right environment for you is just one of the things we do. We empower people and trust them to do the right thing. Here you own your work from start to finish right from day one. Being enthusiastic about tech is a big part of being at PhonePe. If you like building technology that impacts millions ideating with some of the best minds in the country and executing on your dreams with purpose and speed join us!
Job Responsibilities:
- Managing the portfolio by strategizing and driving collections for the assigned region.
- Driving the compliance to collection processes in the assigned region
- Responsible for controlling the roll rates and recovery of overdue from the delinquent pool &controlling bucket wise delinquencies.
- Drive Higher resolution rates across buckets. Reviewing collections KPI to deliver superior clientexperience.
- Develop and execute collection strategies consistent with the nature of exposure and gravity ofdelays in payment.
- Identify develop and continuously improve collections process to ensure overall efficiency
- Develop in an in-depth understanding collections SOP and drive implementation
- Accountable for designing and implementing Compliance &; Controls for collections unit in line with regulatory guidelines.
- Daily monitoring and regular reviews of delinquent portfolio to make location level strategy forsmooth operations.
Functional Competencies
- Business Acumen: Analyse the effectiveness of the processes on a day-to-day basis and coursecorrect.
- Analytical: Drive specific process efficiency metrics and be accountable to drive data-drivendecision making.
- Managing Stakeholder: Manage disagreements maturely and align stakeholders. Communicateproactively and help bring clarity around deliverables and owners.
- Results Oriented: Deliver on short-term goals and long-term milestones set by business.
Attributes we are looking for
- Must be MBA/Graduate and above and have at least 5 years; experience in collections.
- Experience in New age NBFCs or Banks or Fintech is mandatory.
- Decision making work under pressure Effective communication
PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles)
- Insurance Benefits - Medical Insurance Critical Illness Insurance Accidental Insurance Life Insurance
- Wellness Program - Employee Assistance Program Onsite Medical Center Emergency Support System
- Parental Support - Maternity Benefit Paternity Benefit Program Adoption Assistance Program Day-care Support Program
- Mobility Benefits - Relocation benefits Transfer Support Policy Travel Policy
- Retirement Benefits - Employee PF Contribution Flexible PF Contribution Gratuity NPS Leave Encashment
- Other Benefits - Higher Education Assistance Car Lease Salary Advance Policy
Working at PhonePe is a rewarding experience! Great people a work environment that thrives on creativity the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe on our blog.
Required Experience:
Manager
Employment Type
Full Time
