Head of Product Management

About Us:

We believe everyone deserves a chance to improve their financial future. Were dedicated to building simple and inclusive financial products that help our members create healthy habits and achieve economic stability.

The Perpay team is a motivated group of creative problem solvers who love getting things done and making an impact. Located in Center City Philadelphia our one-of-a-kind space promotes a collaborative work environment unites our team and feels like a home away from home.

Some things were excited about:

• $500 million in spending power used by our members
• Increasing members credit by 32 points (on average) within the first 3 months
• Backed by First Round Capital and JP Morgan

Products weve built to make an impact:

• Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.
• Perpay: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.
• Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.

About the Role:

Were looking for a Head of Product to help operationalize and scale our Product Management team through our next phase of role is ideal for a product leader who thrives in fast-paced environments loves building high-performing teams and brings structure and clarity to complex cross-functional efforts. Youll manage and grow our team of Product Managers implement scalable team processes and ensure were delivering business and customer impact across a growing suite of product play a key role in shaping how we prioritize plan and execute at scalebringing operational rigor team development and strategic alignment to the forefront of our product organization.

Our greatest strength is our people and wed love for you to be one of them!

What Youll Do:

• Lead and manage our team of Product Managers currently a group of 3 and growing
• Own hiring onboarding and professional development for new PMs as the team scales
• Partner closely with Engineering Design Data Risk Marketing Finance and Operations to execute a high-impact roadmap
• Design and implement scalable product development processes including planning cadences product reviews prioritization rituals and cross-functional communication systems
• Help to shape roadmap priorities team OKRs and long-term org design
• Drive accountability clarity and delivery across multiple product lines

What Youll Bring:

• Proven experience managing and mentoring Product Managers ideally in a growth-stage environment
• Strong operational leadership and execution disciplineyou bring structure and systems that help teams thrive without slowing them down
• Excellent communication and cross-functional collaboration skills
• Experience working in high-performing product development environments. Direct-to-consumer experience is a plus but not required
• Comfort with ambiguity and an ability to create clarity for others
• A bias for action and a mindset of ownershipyou lead by example

Heywe know not everybody checks all the boxes so if youre interested please apply because you could be just what were looking for!

What Well Bring:

• Competitive salary company equity
• 401k with company match
• Medical / Dental / Vision insurance
• Flexible Spending Account (FSA)
• Team member discounts
• Relocation assistance
• Pre-tax commuter benefit
• Student loan repayment match
• Gym subsidy with City Fitness
• Cell phone plan
• Paid parental leave
• Unlimited PTO

Additional Perks:

• Opportunity to gain experience at one of the fastest-growing financial startups in the country
• Work on both e-commerce & fintech customer-facing products
• Collaborate cross-functionally with product design marketing operations data teams and more

This is not a remote opportunity; it is 100% onsite (#LI-Onsite) (#LI-TH1) (#LI-AK1)

Perpay is proud to be an equal opportunity employer. We value diversity in all its forms and are committed to creating an inclusive environment. We do not discriminate on the basis of race religion color national origin gender identity sexual orientation sex (including pregnancy) marital status political affiliation age veteran status disability status or other non-merit factor. Please contact us at to request accommodation.