Bridging Underwriter
Bridging Underwriter
Posted on :
31-05-2025
Employer Active
1 Vacancy
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Job Description
- Ability to adopt a pragmatic approach to underwriting bridging loan mortgage applications in line with criteria policy and approved lending mandate
- To understand and analyse key items such as credit searches bank statements financial accounts property valuations and business appraisals in order to make informed lending decisions and ability to assess the applicants portfolio where applicable in line with the PRA requirements undefined
- To deliver high levels of accuracy and attention to detail in data input and all written communication produced
- Ability to develop a solid rationale for those cases outside of own lending mandate or company lending policy and communicate findings to Credit Risk department for their consideration
- To build successful working relationships with external contacts such as brokers customers surveyors and solicitors as well as internal teams such as administrators completion officers credit risk and finance to ensure all lending requirements are satisfied prior to release of funds
- Ability to work efficiently whilst maintaining accuracy and a high quality of work under pressure in order to meet tight deadlines
- To effectively manage a pipeline of c55 cases through to completion ensuring both company service standards and the lending policy is complied with throughout
- To deal with all internal and external telephone & email enquiries efficiently and within company standards
- Ensure a good understanding of all the companys policies procedures and compliance guidelines installing the principles in your daily practice to protect the company from any associated risks undefined
- To embrace the principles of treating customers fairly and responsible lending in all decision making
Qualifications :
- Excellent understanding of the specialist bridging finance and commercial mortgage sector
- Good knowledge and understanding of legal conveyancing
- Experience of working to tight deadlines
- Experience of working in a regulated bridging environment (desired but not essential)
- Computer literate (good knowledge of MS Office suite Excel Word PowerPoint)
- Knowledge of TCF
- Fully CeMAP qualified or a desire to work towards
- Good knowledge of compliance procedures within the mortgage industry
- Reading and understanding of financial accounts valuations business appraisals and credit searches
- Ability to develop an analytical and pragmatic approach to underwriting
- Excellent verbal and written communication skills
Additional Information :
Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include:
- Market leading family friendly policies such as access to our Maternity Adoption and Paternity policies from Day 1 of your employment
- Free access to Headspace a mindfulness & meditation digital health app
- Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause
- EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns mental wellbeing and more general queries around family work housing and health
- Cycle to work scheme
- Discounts on gym membership
- Contributory pension scheme & death in service
Your Lifestyle - Its important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when youre enjoying your leisure time.
- Minimum of 27 days holiday per year
- Option to buy or sell holiday days through our flexi-holiday scheme
- Discounts on gym membership nationwide
- Access to discounts on a range of high street and online brands
- Community support and charitable giving
Your Contribution - Were focused on rewarding those that go the extra mile in helping us achieve our goals.
- Participation in our annual discretionary bonus scheme designed to reward your contribution to our success
- Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done
Remote Work :
No
Employment Type :
Full-time
Employment Type
Full-time
Key Skills
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