Mortgage Warehouse - Credit Analyst
Mortgage Warehouse - Credit Analyst
Employer Active
Job Alert
You will be updated with latest job alerts via email
Share
Job Alert
You will be updated with latest job alerts via email
$ 49840 - 85440
1 Vacancy
Job Description
At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your growth and development are encouraged and supported then Associated Bank may be the right place for you.
Associated Bank requires you to directly represent yourself and your own experiences during the recruiting and hiring process.
This is a hybrid role with a strong operational and client-facing component specific to mortgage warehouse lending. The position will assist Portfolio Managers with both credit monitoring and operational oversight of Consumer Lending/Mortgage Operations relationships. The analyst will be heavily involved in the daily monitoring and reporting of mortgage warehouse activity and will serve as a key liaison with both internal operations teams and external clients to ensure timely funding resolution of issues and operational efficiency. On the credit side the analyst will support the evaluation of loan requests by analyzing financial data preparing cash flow analyses spreading financials and learning the fundamentals of portfolio management. This is an entry-level position with a career path into Portfolio Management.Job Accountabilities
Partner with the Portfolio Management team to ensure portfolio administration and risk management comply with Associated Banc-Corp credit policy procedures and regulatory guidelines.
Provide daily oversight of mortgage warehouse operations including monitoring loan funding activity tracking loan payoffs and identifying variances or issues requiring escalation.
Interface regularly with clients to resolve mortgage warehouse operational issues ensuring strong relationships and a focus on efficiency.
Collaborate with internal operations teams to maintain seamless execution of warehouse line transactions.
Assist with financial analysis for credit decisioning including spreading statements preparing cash flows and generating internal reporting.
Participate in due diligence and analysis for new client relationships and assist in drafting opportunity memos as appropriate.
Learn and understand the Relationship Manager role and act as liaison to internal business partners including Credit Operations and Support teams.
Observe and assist in credit presentation preparation including recommendations for approval and appropriate structure.
As experience increases contribute to the renewal process of existing loans and portfolios in partnership with the Portfolio Manager and Relationship Manager.
Participate in business and community functions to promote the banks presence and reputation in the market.
Preferred Qualifications
Understanding of the mortgage warehouse lending process including the lifecycle of funding and repayment.
Prior experience or exposure to mortgage warehouse operations including client communication and issue resolution.
Strong analytical communication and organizational skills.
Ability to work collaboratively across teams and with external clients.
CFA License Preferred
Education
Bachelors Degree in Business Finance Accounting or equivalent combination of education and experience Business Required
Experience
1 years Consumer Lending/Mortgage Operations and/or Credit Approval Required
1 years Handling complex credits Preferred
1 years Sales Preferred
1 years of Customer Service experience Preferred
1 years Formal Credit Training Preferred
Licenses & Certifications
Must have access to reliable transportation and the ability to lawfully drive self if applicable by start date Required
In addition to core traditional benefits we take pride in offering benefits for every stage of life.
Retirement savings including both 401(k) and Pension plans.
Paid time off to volunteer in your community.
Opportunities to connect with others through our diversity-focusedColleague Resource Groups.
Competitive salaries with professional development and advancement opportunities.
Bonus benefits including well-being programs and incentives parental leaveanemployee stock purchase plan military benefits and much more.
Personal banking loan investmentand insurance benefits.
Associated Bank serves more than 120 communities throughout Wisconsin Illinois and Minnesota and we consider our colleagues critical to our continued success. See why our colleagues continually vote us a best place to work in the our community onFacebookLinkedInandX.
Compliance Statement
Associated Bank is an equal opportunity employer committed to creating a diverse workforce. We support a work environment where colleagues are respected and given the opportunity to perform to their fullest potential. We consider all qualified applicants without regard to race religion color sex national origin age sexual orientation gender identity disability or veteran status among other factors.
Fully complies with all applicable enterprise policies and procedures. Acts in compliance with all applicable laws and regulations as outlined in training materials including but not limited to Bank Secrecy Act. Responsible for reporting suspicious activity to Financial Intelligence. Responsible to report all customer complaints as prescribed and procedure violations to management or HR.
Responsible to report ethical concerns as needed to Associated Banks anonymous Ethics Hotline.
Associated Bank provides additional assistance throughout the application interview and hiring process. Please contactif you need an accommodation at any time during the process.
Associated Banc-Corp is an Affirmative Action andEqual Opportunity Employer. Associated Banc-Corp participates in the E-Verify Program. E-Verify NoticeEnglish or Spanish. Know Your Right to WorkEnglishorSpanish.
Associated Bank isPay Transparencycompliant.
The pay range represents anticipated base pay for this role. Actual pay may vary based on factors including but not limited to work location skills experience education and qualifications for the role.
$49840.00 - $85440.00 per yearRequired Experience:
IC
Employment Type
Full-Time
