Senior Home Risk Pricing Manager
Senior Home Risk Pricing Manager
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Job Description
Job Title: Senior Home Risk Pricing Manager
Reports to: Head of Home Underwriting & Pricing
Location: Bexhill/Leicester open to homeworking with willingness to travel to Bexhill and Leicester on occasion
Welcome to Hastings Direct
Were a digital insurance provider with a clear strategy to become the best and biggest player in the UK market. As a company weve made huge investments in our technology pricing data and analytics capabilities over the past few years along with nurturing our 4Cs culture and substantial investment in our people. And as a Finance team were doing exactly the same building a market leading finance technology platform investing in our team and our approach to leadership development with a real focus on commercially adding value to the business.
The fact youre now reading this job advert means weve tempted you to find out more about #lifeatHD. If you like what you see we hope youll consider joining our team.
We have high standards and understand some people may not apply for jobs unless they feel they tick every box. If youre excited about joining us and think you have some of what we are looking for even if youre not 100% sure we would love to hear from you.
Role overview
To deliver our profit and growth targets for home through the use of innovative analytics which leads to segmented pricing changes that we can apply to our live rates.
Key Responsibilities
Analysing various data sources (including loss policy quote and market data) to identify opportunities to improve our risk pricing to help deliver the ambitious growth targets we have for our Hastings home business
Developing & delivering new insight including the integration of new data new innovative techniques and ways of working
Working closely with Actuarial Data Science Underwriting Data Engineering Account Management Retail and Counter Fraud / Digital teams
Critically review technical models produced by actuaries and data scientists
Analyse the above models to determine the optimal way to combine these model outputs to give a starting point for our pricing
Analyse the models to identify segments where prices can be improved
Create tools that enable us to source new pricing leads on an automated basis
Own the overall pricing algorithm for home
Representing the home team on various underwriting projects to generate value for the wider business
Support the team through peer reviews coaching and mentoring
Ensure that we are meeting customers fair and reasonable expectations and provide fair outcomes for our customers.
Band 4 with 1 direct report but role expected to grow as the home business and the team grows
Essential skills/experience:
Strong numeric and problem solving skills
Strong Analysis and coding experience. Python preferred but if experience is with other coding languages then this can be trained up
Comfortable working with and analysing numerical/statistical data
Appetite to learn new skills
Thirst for making change
Inquisitive curious nature
Thinking outside of the box
Critically evaluates information
Enthusiastic positive attitude
Collaborates well with colleagues from own team and other teams
Good communication skills written and verbal
Confidence to express thoughts and views
Good knowledge of the personal lines insurance market preferred but other backgrounds will be considered including noninsurance backgrounds
The interview process:
Our interview process involves the below:
Recruiter screening call
1st stage interview Initial Intro with hiring leader
2nd interview will a include panel
As a Disability Confident employer were committed to ensuring our recruitment processes are fully inclusive what this means to you is if youre applying for a job with us youll have fair access to support and adjustments throughout your recruitment journey. We also welcome applications through the Disability Confident Scheme (DCS).For more information on the DCS please visit our inclusive business page on our careers website
Benefits: in addition to a competitive salary and 5k car allowance you will also receive
Flexible working we champion a flexible hybrid working approach please speak to your recruiter to discuss in more detail
Competitive bonus scheme all colleagues are eligible for our annual 4Cs performance bonus
Physical wellbeing as a Band 4 colleague Hastings pay for you to receive private medical Insurance (also known as PMI). This gives you flexibility and convenience to see a specialist or consultant and allows you to decide when and where you will be seen
Financial wellbeing as well as providing you with 4x your salary with our life assurance cover income protection at no extra cost and matched pension contributions up to 10% we are proud to provide you with an award winning package which includes discounts cashback free independent mortgage advice and free access to financial wellbeing support
Mental wellbeing programme we have the thrive mental health app our colleague assistance programme available 24/7 our own inhouse mental health first aiders support groups and a dedicated team to make sure we are covering your needs
Theres more! 27 days annual leave bank holidays with the option to buy or sell one of your weeks access to our health care cash back plans dental plans discounted health assessments Cycle to work and tech schemes discounted and free onsite facilities social events throughout the year and much more .
Join us and youll find a different way of doing things.
We call it the 4Cs. We focus on getting it right for our colleagues customers company and community. As one of our colleagues youll be helping to drive our growth so in return well give you all the support training and development you need. Our 4Cs principles are simple: we believe by creating the right culture for our colleagues and giving them the right tools to do their job well deliver good outcomes for every customer helping us to grow the company profitably and sustainably and allowing us to invest in the communities we serve.
At Hastings Direct were committed to creating an inclusive environment where everyone has the opportunity to succeed. If you require any reasonable adjustments during the recruitment process we encourage you to be open with us. Our recruitment team is here to provide the support you need to ensure a fair and accessible experience for all.
Job posting end date:
Required Experience:
Manager
Employment Type
Full-Time
