Risk and Medical Underwriting Lead Analyst (Hybrid)
Risk and Medical Underwriting Lead Analyst (Hybrid)
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1 Vacancy
Job Description
Underwriting at Cigna: If youre looking to use strong analytical risk management and portfolio management skills in a competitive fastpaced environment an Underwriting career at Cigna will allow you to do all this and more. Underwriters evaluate the risk of insuring a potential Cigna customer and use that information to set premium rates for insurance policies. As part of our Underwriting team you will directly impact our business on a daily basis protecting Cignas sound financial position which enables us to meet our financial commitments to our customers.
Core Responsibilities:
Ability to quickly learn manual and claim experience rating models and related pricing tools.
Perform casespecific risk assessments and rate development for presale and inforce business for large and complex cases independently.
Develops strategic recommendations related to market competition product development and market pricing decisions.
Drive consultative engagement with Sales and Producers/Clients through presale and inforce case level strategies and market discussions
Assist Sales as financial consultant on casespecific issues. Possesses an in depth understanding of manual rating models claim experience projections pricing tools pricing adjustments and available plan designs.
Managesa complex book of business with a variety of funding types focused on attaining profitable growth persistency and earnings.
Responsible for driving engagement with other Underwriting areas to optimize crosssale opportunities with a wholecase underwriting view.
Actively collaborates with product/pricing matrix partners to provide expertise/input on market level product and pricing needs.
Works autonomously. Exercises judgment in the evaluation selection and adaptation of both standard and complex techniques and procedures.
Independently hold calls with Sales brokers or clients.
Mentors less experienced underwriters serving as technical and strategic subject matter expert on complex issues.
Influences underwriting best practices and leads by example to the rest of the team.
Minimum Qualifications:
3 years of medical underwriting experience preferred
Bachelors degree in the following majors and/or minors are preferred but not required: Risk Management Economics Finance Accounting Management Mathematics and/or Business
Strong analytical and problem solving skills
Ability to manage complex cases and thrive in an everchanging market segment.
Excellent decision making and negotiation skills
Excellent verbal and written communication skills
Passion and dedication to become a leader in the health service industry
Innovative thinking customercentricity and analytical problemsolving skills
If you will be working at home occasionally or permanently the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload.For this position we anticipate offering an annual salary ofUSD / yearly depending on relevant factors including experience and geographic location.
This role is also anticipated to be eligible to participate in an annual bonus plan.
We want you to be healthy balanced and feel secure. Thats why youll enjoy a comprehensive range of benefits with a focus on supporting your whole health. Starting on day one of your employment youll be offered several healthrelated benefits including medical vision dental and wellbeing and behavioral health programs. We also offer 401(k) with company match company paid life insurance tuition reimbursement a minimum of 18 days of paid time off per year and paid holidays. For more details on our employee benefits programs visit Life at Cigna Group.
About Cigna Healthcare
Cigna Healthcare a division of The Cigna Group is an advocate for better health through every stage of life. We guide our customers through the health care system empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives.Qualified applicants will be considered without regard to race color age disability sex childbirth (including pregnancy) or related medical conditions including but not limited to lactation sexual orientation gender identity or expression veteran or military status religion national origin ancestry marital or familial status genetic information status with regard to public assistance citizenship status or any other characteristic protected by applicable equal employment opportunity laws.
If you require reasonable accommodation in completing the online application process please email: for support. Do not email for an update on your application or to provide your resume as you will not receive a response.
The Cigna Group has a tobaccofree policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama Alaska Arizona Arkansas Delaware Florida Georgia Hawaii Idaho Iowa Kansas Maryland Massachusetts Michigan Nebraska Ohio Pennsylvania Texas Utah Vermont and Washington State.
Qualified applicants with criminal histories will be considered for employment in a manner consistent with all federal state and local ordinances.
Required Experience:
IC
Employment Type
Full-Time
