International Consumer Banking Risk - Capital Analytics and Risk Appetite Lead - Executive Director
International Consumer Banking Risk - Capital Analytics and Risk Appetite Lead - Executive Director
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Job Description
Bring your expertise to JPMorgan Chase. The Consumer & Community Banking Risk Credit Forecasting Team is at the heart of the firms financial strategy driving pivotal processes around credit capital and climate risk. We estimate future credit losses for the consumers and small businesses across our Auto Business Banking Credit Card Home Lending Wealth Management and ICB portfolios. We provide critical insights and analysis on our credit losses across a range of macroeconomic scenarios and monitor key emerging risks while partnering closely internal teams such as Finance and Strategy.
As an Executive Director in International Consumer Banking Capital and Credit Forecasting team you will be responsible for leading the capital risk risk appetite and external insights function. This is an exciting opportunity to contribute to our teams success and develop your skills in a fast-paced environment. You will be responsible for managing a team through the execution of business and regulatory processes through analytical insights and newer technology applications.
Job responsibilities
- Act as subject matter expert on capital risk and risk appetite across ICB businesses (retail banking and digital wealth management) to ensure cohesive risk management strategies across risk stripes and serve as primary point of contact for internal and external stakeholders
- Own retail credit capital risk assessment for new business initiatives and regulatory submissions across geographies (CCAR / ICAAP)
- Monitor profitability and retail credit risk appetite for the business and legal entities
- Provide macroeconomic and consumer health insights to senior leaders across the organisation
- Manage mentor and coach a team of four resources
- Partner with Finance business and Risk stakeholders to ensure strategy alignment and seamless execution
- Ensure compliance with existing risk and control structure while driving future enhancements to risk and control structure
Required qualifications capabilities and skills
- Previous Capital Risk Management Financial Analysis and/or Consulting experience
- Prior experience with capital risk quantification methodologies stress testing (CCAR / ICAAP / ICARA) and / or risk appetite
- Demonstrated leadership in addressing business problems through structured problem-solving approaches
- History of communicating to senior leaders of an organisation regulators and external auditors
- Strong analytical skills; ability to synthesize / analyze diverse information develops recommendations and makes decisions
- Project Management Skills - well-organized structured approach; ability to achieve tight timelines on complex deliverables; ability to manage and prioritize projects across cross-functional groups
- Strong communication and interpersonal skills ability to interact with individuals across departments/functions
Preferred qualifications capabilities and skills
- Consumer credit risk experience in one or more UK portfolios(e.g. credit cards personal loans)
Required Experience:
Director
Employment Type
Full-Time
