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Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized enabling you to thrive both professionally and personally. Here you will find ample opportunities to connect and collaborate with talented colleagues from around the world sharing insights and driving innovation together. Join us at Santander where you are supported by a culture of engagement and a commitment to your success.
An exciting journey awaits if you are interested in exploring the possibilities We Want to Talk to You!
Job Description:
USA Job Family Description:
The Dealer Collections Representative is responsible for inbound/outbound communications with dealers related to receivable balances reconciling billing discrepancies payment and refund validations ancillary product cancellations missing equipment claims participation chargebacks and unwinds/flat cancels. The representative supports and monitors our dealer partners builds a solid understanding of dealership culture positions and business practices maintains a cooperative relationship with the sales team and other internal partners and ensures practices are compliant with external regulations and internal policies.
Essential Functions/Responsibility Statements:
Execute and receive communications with Dealers via phone mail chat or email regarding statements payment instructions cancellation requests missing equipment claims participation chargebacks unwinds inquiries and any other related items.
Maintain a clear understanding of other departments processes including Payments Dealer Management and Titles teams.
Supporting our dealer partners with customized solutions including the negotiating of settlements payment plans and/or other arrangements.
Provide exceptional service while handling complaints inquires and requests via incoming Dealer emails phone calls and chat.
Effectively handle difficult dealer conversations by utilizing conflict resolution techniques and word tracks.
Properly escalate complaints and issues from dealers and internal partners.
Analyze data and partner with administrators to insure customer deficiency balances and refunds are properly collected and distributed to mitigate negative customer impact.
Build relationships with Dealerships and work closely with sales to support new business.
Work cohesively with Payment Services Sales Partners Dealer Management Titles and other Santander teams to provide best in class service for our dealer customers remain compliant and to mitigate potential customer harm.
Perform other tasks related to the SC receivables including analyzing data on reports and spreadsheets data entry or correction and collaboration with other departments.
Properly document communication activity within the system of record.
Perform required functional processes in a timely manner ensuring deadlines are met.
Special projects as assigned .
Other duties as assigned.
Qualifications:
To perform this job successfully an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education:
High school diploma or GED required
Bachelors Degree: Business Finance or equivalent degree is preferred
or equivalent work experience
Work Experience
13 years experience in the Auto Finance field is preferred
13 years experience in Auto Dealer Services is preferred
Previous Collections Call Center or Auto Dealership experience is preferred
Skills & Abilities
Proficient in basic PC applications including Microsoft Office (Excel PowerPoint Word Outlook).
Intermediate to advanced typing and data entry processing skills.
Ability to communicate effectively and professionally with internal and external customers.
Ability to handle multiple tasks simultaneously.
Excellent organizational and time management skills with strong attention to detail.
Ability to educate customer on a service or product solution.
Ability to respond to internal and external requests as needed.
Ability to adhere to policies procedures and instructions of management.
Demonstrates ability to cope with ambiguous and changing environments and remains calm under pressure.
Takes initiative to present problems concerns questions and ideas.
Ability to effectively work within a team and/or individually effectively ensuring deadlines are achieved.
Diversity & EEO Statements:
At Santander we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply.
Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin genetics disability age veteran status or any other characteristic protected by law.
Working Conditions:
Frequent Minimal physical effort such as sitting standing and walking. Occasional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds able to bend kneel climb ladders.
Employer Rights:
This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason.
What Else You Need To Know:
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (nonexempt) the annual range is based on a 40hour work week. The exact compensation may vary based on skills experience training licensure and certifications and location.
Minimum:
Maximum:
Benefits:
Santander Benefits 2025 Santander OnGoing/NH eGuide ()
Risk Culture:
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
EEO Statement:
At Santander we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin genetics disability age veteran status or any other characteristic protected by law.
Working Conditions:
Frequent minimal physical effort such as sitting standingand walking is required for this role. Depending on location occasional moving and lifting light equipment and/or furniture may be required.
Employer Rights:
This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.
What To Do Next:
If this sounds like a role you are interested in then please apply.
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason please contact us at to discuss your needs.
Required Experience:
Unclear Seniority
Full-Time