Team Head - Real Estate Finance

Corporate Banking is a client facing department responsible for marketing onboarding and ongoing management of the client relationship providing loan business to the clients as well as promoting ancillary business according to the Banks business strategy and risk appetite. As a Team Head Real Estate Finance you will be responsible to develop the Banks lending business with clients in this sector in accordance with the Banks business strategy risk and compliance requirements. This is a full time permanent position.

Key responsibilities

• Oversee the origination and execution of all aspects of Real Estate Finance (REF) investment and development business including structuring negotiation credit analysis and documentation
• Manage and review the preparation of detailed business proposals credit analysis and financial modelling to drive the business approval process of the Bank
• Collaborate with inhouse and external lawyers to complete appropriate facility and security documentation
• Review and provide feedback on property tax financial and legal due diligence reports such as Overview of Certificate on Titles Right of Lights Monitoring Surveyor Report Environmental Report and Valuation Report
• Implement postlending management for the REF credit portfolio. Regularly monitor the risk profiles of clients in the portfolio alongside industry developments
• Coordinate inside the Bank to provide high quality products and services to clients. Where relevant liaise with Head Office and the domestic network to support the development of the business for Bank of China London and the Groups existing and target clients
• Drive the crossselling of various Corporate Banking products including bilateral and syndicated loans and where relevant deposits cash management interest rate derivatives bond issuance and RMB business
• Lead the Team to fulfil KYC and KYB requirements and any other legal and compliance requirements per internal and regulatory policies
• Lead the Team to complete a variety of other administrative duties to assist the development of client relationships and the smooth operation of the department including maintenance of accurate client/credit files
• Collaborate with other departments by producing statistics and analysis for the portfolio including management of industry limits
• Undertake regular market and industry research
• Attend external industry seminars and conferences

Requirements

• Degree educated or higher in Finance or Accounting
• Proven track record in Origination/Client Coverage/Portfolio Management within REF in a major international banking group
• Demonstrable management experience in a similar role
• Comprehensive understanding of financial analysis industry and strategic analysis in the REF sector
• Extensive knowledge of all commercial real estate asset classes including offices retail hotels student accommodation and development finance with the UK and ideally the broader EMEA region
• Deep understanding of finance and security documentation both bilateral and syndicated
• Extensive network of third party professionals such as valuers monitoring surveyors and legal counsel
• Comprehensive knowledge of banking products and risks associated with them
• Proven analytical skills business judgment and acumen
• Solid leadership skills with an ability to inspire and motivate a team
• Excellent interpersonal and communication skills to establish credibility and trust with stakeholders

Having a presence in the UK for more than 90 years Bank of China London Branch has been providing an excellent financial service to the market and maintain its competitive edge as an international bank operated in the UK. It has employees in over 33 countries and it is one of the most internationalised overseas branch in the Bank of China Group. The Bank values the diversity of its employees and aims to create an inclusive environment where everyone can speak up and enjoy the equal opportunities to grow both personally and professionally.