Real Estate Debt Management Portfolio Specialist - Wilmslow

About Us

Rothschild & Co is a leading global financial services group with seven generations of family control and a history of over 200 years at the centre of the worlds financial markets.

Our expertise intellectual capital and global network enable us to provide a distinct perspective that makes a meaningful difference to our clients communities and planet.

We have 4600 talented specialists on the ground in over 40 countries around the world enabling us to deliver a unique global perspective across four marketleading business divisions Global Advisory Wealth Management Asset Management and Five Arrows.

As a familycontrolled business built on relationships we place a huge emphasis on our people and finding the right colleagues to take our business forward.

Rothschild & Co is committed to an inclusive and supportive environment where different perspectives are valued. We are focused on the attraction and recruitment development and retention and progression of high calibre talent to ensure we and our clients benefit from the value of difference.

Real Estate Debt Management (REDM)

REDM forms part of Rothschild & Cos Wealth Management division and operates as a discrete investment manager in the UK real estate lending market. We have originated and manage over 1bn of loans largely secured by UK commercial real estate on behalf of institutional investors. We have a highly experienced entrepreneurial team which has extensive experience of structuring debt and analysing risk.

The business is growing strongly and a vacancy has arisen for an ambitious individual to join our highly successful team located in Wilmslow to support the management and growth of the loan portfolio.

Overview of Role

We are looking for a dedicated Analyst / Associate to join the REDM Portfolio Team and assist with the ongoing management of a portfolio of borrowers. This role will form a vital part of the team which is responsible for handling all client relationships and investor reporting. The role will also encompass support and involvement in the wider activities of the REDM business.

Responsibilities:

• Maintaining strong relationships with borrowers and assisting with the day to day management of the existing loan portfolio providing exceptional client service
• Liaising with colleagues in the New Lending Team to ensure a smooth handover of new clients following drawdown of loans
• Monitoring loan facilities to facilitate early detection of underperformance and engaging with borrowers to resolve issues promptly reporting any exceptions
• Analysing annual property revaluations engaging with valuers and assessing financial covenants
• Preparing annual reviews in a timely manner for inclusion within quarterly Investor Reports
• Monitoring loan expiries and assisting with executing new facilities or achieving a prompt exit
• Credit analysis of commercial real estate loan applications for existing borrowers (e.g. loan increases to support acquisition activity disposals refinancing or restructuring). This includes:
  • financial modelling
  • tenant risk analysis
  • sector analysis
  • property due diligence
  • assisting with loan restructuring for existing borrowers
  • preparing detailed Investment Committee papers
  • supporting other team members to review legal documentation and due diligence

• Assessing and delivering other adhoc borrower requests

• Engagement and coordination with a variety of internal and external counterparties
• Collaborating with all REDM team members and working on other team projects as required

The role will be based in our Wilmslow office and with regular travel to attend meetings / site visits throughout the UK. Inoffice attendance full time throughout an initial 6month probation period with flexibility to work one day per week from home thereafter subject to operational requirements.

Desirable experience skills and competencies

• Graduate level qualification minimum 2:1 with a preference for Alevel Maths or 3 years experience ideally including banking real estate fund management or similar profession
• Highly organised and reliable strong communication skills commercial acumen and excellent attention to detail
• Highly numerate with the ability to analyse distil and interpret financial information supported by excellent written skills and good report writing proficiency
• Professional demeanour and strong interpersonal skills
• Proactive solutions focused selfstarter with a lateral approach and the ability to work independently and as part of a team
• Advanced in the use of MS Office (Excel in particular)
• Willingness to take on a diverse workload and to adapt to and embrace new challenges

Our goal is to have a balanced inclusive and flexible environment which enables all colleagues to achieve their personal and professional aspirations and to ensure that Rothschild & Co provides longer term opportunities for talent.