FVP, RL Sr. Underwriting Manager
FVP, RL Sr. Underwriting Manager
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Job Description
Job Title:
FVP RL Sr. Underwriting ManagerLocation:
TX Dallas/IrvingWhat youll do:
As the FVP Retail Lending Sr. Underwriting Manager youll be responsible for the oversight and development of underwriters and underwriting managers for the lending channel. Youll drive departmental productivity efficiency and customer service across multiple underwriting teams. Youll will also be a major contributor to process improvement expense management and loan quality. Youll be a working manager with indepth knowledge of loan processes understanding the complexity of various types of mortgage documents and investor requirements. Youll be expected to understand the Banks policies and procedures and adhere to all laws rules regulatory and compliance regulations.- Managing largescale Underwriting Operations recently over the last 3years
- Direct management of Underwriters Underwriting Managers and Scenario Desk team.
- Act as a credit SME for conventional government and nonagency loans; review and decision complex loan scenarios escalated by Underwriters QC Partner clients sales and Operations Account Representative (OAR) management.
- Perform ongoing creation and implementation of process improvements to improve service levels and reduce costs per loan while maintaining loan quality.
- Ensure team makes sound decisions on exceptions escalations and all underwriting and component reviews within the loan review process.
- Work with the product team in the implementation of the new products/processes for the Underwriting Department.
- Promote the AmeriHome culture of customer service quality and creativity. Regular reporting and presentation of relevant performance metrics in Monthly Business Reviews.
- Participate in strategic initiative planning and execution; implement tactics to meet divisional goals.
- Work with AmeriHome Risk Management to ensure alignment between teams as well as maintaining Quality Control results at or below acceptable levels.
- Work with Fannie Mae and Freddie Mac risk managers/exception team to submit Single Loan Exceptions and Single Loan Variances.
- Collaborate and calibrate with other underwriting channels for consistent underwriting approach and resource management.
- Lead and develop a team: responsible for hiring goal setting coaching performance management training and development.
What youll need:
- 8 years of related experience in Residential Mortgage Loan Underwriting Management or similar field.
- Bachelors degree required; or equivalent experience preferred.
- Previous leadership experience required.
- Advanced knowledge of residential mortgage industry in Correspondent or Retail Lending including sales operations capital markets and/or other residential mortgage products and services.
- Advanced knowledge of applicable regulatory and legal compliance obligations rules and regulations industry standards and practices.
- Advanced Indepth knowledge of mortgage loan products lending principles and regulatory compliance.
- Extensive understanding of mortgage lending principles and underwriting guidelines including FHA VA and conventional loans loan processing and automated underwriting systems.
- Working knowledge of mortgage lending principles and underwriting guidelines including selfemployed borrowers partnership corporation tax return analysis Appraisal Reviews condo project reviews Trust Leasehold and Power of Attorney documentation.
- Advanced experience in understanding and knowledge of technology that supports mortgage banking Encompass (LOS) and core systems. MS Office products.
- Advanced speaking and writing communication skills.
- DE SAR.
Benefits youll love:
We offer all the important things youd want like competitive salaries an ownership stake in the company medical and dental insurance time off a great 401k matching program tuition assistance program an employee volunteer program and a wellness program. In addition youll have the opportunity to bolster your business knowledge learning the ins and outs of how successful companies operate and manage their finances giving you invaluable handson experience to help grow your career!
About the company:
AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona Alliance Association Bank Bank of Nevada Bridge Bank First Independent Bank and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race sex color religion age nation origin marital status disability protected veteran status sexual orientation gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying please email or call. When contacting us please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
Western Alliance Bancorporation
Required Experience:
Exec
Employment Type
Full-Time
