Senior Credit Analyst, Motor
Senior Credit Analyst, Motor
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Job Description
The Senior Credit Analyst plays a crucial role in supporting the organizations strategic objectives through the implementation of rigorous and effective underwriting practices. This position is instrumental in maintaining the integrity of our risk management framework whilst ensuring customercentric approaches remain at the forefront of our operations.
Key responsibilities include:
- Conduct comprehensive credit risk assessments and analyses to support informed decisionmaking processes.
- Collaborate closely with the Head of Underwriting to develop and refine risk metrics that align with the organizations risk appetite and regulatory requirements.
- Implement and monitor changes to underwriting policies and procedures ensuring strict adherence to established guidelines.
- Provide expert guidance and support to senior management across various business units on complex creditrelated matters.
- Develop and maintain robust risk management strategies that effectively balance business growth objectives with prudent risk management practices.
- Conduct regular reviews of the credit portfolio to identify potential risks and recommend appropriate mitigation strategies.
- Prepare and present detailed analytical reports to senior management highlighting key risk indicators and trends.
- Ensure all underwriting activities comply with relevant regulatory standards and internal policies.
- Contribute to the continuous improvement of underwriting processes leveraging industry best practices and emerging technologies.
- Mentor and provide technical guidance to junior members of the underwriting team fostering a culture of excellence and professional development.
- Maintain an unwavering focus on customer needs and experiences throughout all aspects of the underwriting process ensuring fair and ethical practices are consistently applied.
Qualifications :
- Proven track record in developing and implementing successful credit risk strategies
- Excellent analytical and problemsolving skills with meticulous attention to detail
- Demonstrated leadership abilities and experience in managing highperforming teams
- Exceptional communication skills with the ability to present complex information clearly
- Strong decisionmaking capabilities particularly in highpressure situations
Additional Information :
Your Wellbeing We take your health and wellbeing very seriously by providing a range of benefits to give you and your family peace of mind. These include:
- Market leading family friendly policies such as access to our Maternity Adoption and Paternity policies from Day 1 of your employment
- Free access to Headspace a mindfulness & meditation digital health app
- Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause
- EAP (Employee Assistance Programme) Offering you support on a wide range of subjects including financial concerns mental wellbeing and more general queries around family work housing and health
- Cycle to work scheme
- Discounts on gym membership
- Contributory pension scheme & death in service
Your Lifestyle Its important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when youre enjoying your leisure time.
- Minimum of 27 days holiday per year
- Option to buy or sell holiday days through our flexiholiday scheme
- Discounts on gym membership nationwide
- Access to discounts on a range of high street and online brands
- Community support and charitable giving
Your Contribution Were focused on rewarding those that go the extra mile in helping us achieve our goals.
- Participation in our annual discretionary bonus scheme designed to reward your contribution to our success
- Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done
Remote Work :
No
Employment Type :
Fulltime
Employment Type
Full-time
