Analytics Analyst
Analytics Analyst
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$ 63000 - 84500
1 Vacancy
Job Description
We are interested in every qualified candidate who is eligible to work in the United States. However we are not able to sponsor visas or take over sponsorship at this time.
About The Role:
As a member of the Portfolio Analytics team you will be one of Enovas most valuable resources. You will develop and maintain the companys predictive models for use in determining the appropriate lending criteria verification procedures and acquisition decisions. At times you may be asked to conduct ad hoc analysis using statistical and financial tools to provide recommendations for risk management marketing product design and operational strategies.
Our Analytics team:
Enovas Analytics team consists of over 50 quantitative professionals dedicated to using the latest cuttingedge techniques to drive business value. We are a shared service for the entire company and operate in four core Analytics workgroups:
- Portfolio Analytics: PA focuses on building cutting edge risk pricing and acquisition models to optimize our lending decisions by using an array of machine learning models trained on a constantly evolving combination of inhouse and externally sourced data.
- Fraud Analytics: Members of the FA team use advanced machine learning and statistical techniques to identify and fight fraudulent applications and loan activity.
- Business Forecasting: BF is responsible for working with Enovas Finance and Accounting departments to provide insight into the future of our brands and the profitability of our portfolios.
- Machine Learning Operations: The MLOPs team builds and maintains all of our technical tools and platforms. They help investigate new analytics methodologies use cases and data sources to institute new and best practices within the department. They are responsible for
We speak this language:
We are language agnostic but primarily use Python R and SQL. That means YOU get to pick the tool that works best for you and the analysis at hand.
Requirements:
- Bachelors degree in a quantitative field or equivalent experience
- The ability to interpret and organize data and communicate it effectively to both technical and nontechnical audiences
- Comfort working on challenging analytical problems that often require novel solutions and have vague requirements
- Working knowledge of at least one programming language used for statistical analysis and model building (preferably R or Python)
- An understanding of and first hand experience developing common machine learning algorithms used for predictive modeling
- Excited to learn applied data science and Fintech/Lending industry specific concepts
Were Excited If You Have:
- 13 years of work experience in Analytics or related field
- Experience working with relational databases such as Postgres or Snowflake (SQL)
- Knowledge of AWS web resources for model building and deployment (ie. EC2 and Sagemaker)
- Experience in the financial and consumer lending industry
- Ability to use Excel/Powerpoint or equivalent for compiling and presenting your work to business leaders outside of the analytics team.
Compensation:
This position includes various levels within our career ladder. The actual annual salary will be determined based on qualifications skills experience and level assessed during the hiring process and may fall outside of the ranges shown.
Budgeted annual salary ranges:
- Data Analyst I: $63000 $84500
- Data Analyst II: $75500 $98000
Additional compensation for this role may include a bonus and restricted stock units. All fulltime employees are eligible to participate in Company benefits described in more detailhere.
Benefits & Perks:
- Hybrid roles entail working inoffice from Tuesday to Thursday with the choice to work remotely on Mondays and Fridays
- Health dental and vision insurance including mental health benefits
- 401(k) matching plus a roth option (U.S. Based employees only)
- PTO & paid holidays off
- Sabbatical program (for eligible roles)
- Summer hours (for eligible roles)
- Paid parental leave
- DEI groups (B.L.A.C.K. @ Enova HOLA @ Enova Women @ Enova Pride @ Enova South Asians @ Enova APEX @ Enova and Parents @ Enova)
- Employee recognition and rewards program
- Charitable matching and a paid volunteer dayPlus so much more!
About Enova
Enova International is a leading financial technology company that provides online financial services through our AI and machine learningpowered Colossusplatform. We serve nonprime consumers and businesses alike while offering worldclass technology and services to traditional banksin order to create accessible credit for millions.
Being a valuesdriven organization is at the core of Enovas success. We live our values by listening to our customers challenging assumptions thinking big setting high expectations and hiring and developing the best. Through our values and our commitment to making Enova an awesome place to work we maintain an environment of inclusion and culture where our employees can thrive. You can learn more about Enovas values and culture here.
It is our policy to provide equal employment opportunity for all persons and not discriminate in employment decisions by placing the most qualified person in each job without regard to any other classification protected by federal state or local law. California Applicants: Click here to review our California Privacy Policy for Job Applicants.
Required Experience:
IC
Employment Type
Full Time
