Lead Financial Crimes Investigator

Discover. A brighter future.

With us youll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win We Get Better Every Day & We Succeed Together. And we mean it we want you to grow and make a difference at one of the worlds leading digital banking and payments value what makes you unique so that you have an opportunity to shine.

Come build your future while being the reason millions of people find a brighter financial future with Discover.

Job Description:

What Youll Do

Responsible for performing various detailed and accurate investigations across all Financial Crimes Operational areas which include suspicious activity know your customer/partner watch list screening antibribery and corruption and other various responsibilities. This role requires specialized subject matter expert knowledge for multiple investigation areas. Investigator is responsible for reviewing customer/partner demographics transactional activity watchlist alert matches automated and manual referrals of customer/partners for unusual activity and potential bribery or corruption activities in accordance with multiple regulatory requirements. Obtains necessary supporting documentation for reviews and investigations and reviews internal source systems thirdparty investigative tools as well as any other applicable sources. Files reporting items such as Sanctions True Matches FinCEN 314a matches or Suspicious Activity Reports. Supports the maintenance of strategies operating plans and oversight of antimoney laundering functions. Actively manages and escalates risk and customerimpacting issues within the daytoday role to management.

How Youll Do It

• Conducts thorough investigation and analysis of customer/partner demographic information and account relationships transaction activity and irregularities and internal/external research to make riskbased decisions related to list screening customer/partner due diligence and potential fraud and/or suspicious activity.

• Responsible for supporting the development and execution of strategies that enable the company main compliance with antimoney laundering programs. Drives process improvements and identifies risk mitigation opportunities. Reviews automated and manual referrals of unusual activity.

• Performs various reviews to ensure compliance with the Foreign Corrupt Practices Act (FCPA) and other applicable AntiBribery and AntiCorruption (ABAC) laws and regulations.

• Prepares accurate and detailed written investigation findings and report submissions. Determines if additional tasks are required account closure recommendations or customer/partner contact.

• Ability to pivot as directed within Financial Crimes Operations to perform accurate and detailed reviews while maintaining or exceeding average daily output and quality review scores.

• Participates in internal and external training opportunities team/department meetings and industry peer groups to maintain advanced awareness of Financial Crimes Operations and industry knowledge.

Qualifications Youll Need
The Basics

• Bachelors degree in Business Administration and Management Finance or Law

• 6 years of experience in Experience in AML ABAC Fraud Legal Regulatory Compliance Financial Analysis or related field.

• In Lieu of Education Experience 8 years of experience in AML ABAC Fraud Legal Regulatory Compliance Financial Analysis or related field

Physical and Cognitive Requirements

The physical requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable a qualified individual with disabilities to perform the essential functions of the position as required by federal state and local laws:

• Primarily remain in stationary position.

• No required movement about the work environment to complete the major responsibilities of the job.

• Primarily performed indoors in an office setting.

• Ability to operate office equipment such as but not limited to computer telephone printer and calculator.

• Ability to communicate verbally; Ability to communicate in written form.

Bonus Points If You Have

• 8 years of experience in AML ABAC Fraud Legal Regulatory Compliance Financial Analysis or related field

• Certifications in CAMS CGSS TRACE CAFP CFE Certification other Compliance Fraud Audit or related certification

Discover will not sponsor or transfer employment work visas for this position. Applicants must be currently authorized to work in the United States on a fulltime basis.

#remote #LIRR

Application Deadline:

Compensation:

Benefits:

We also offer a range of benefits and programs based on eligibility. These benefits include:

• Paid Parental Leave

• Paid Time Off

• 401(k) Plan

• Medical Dental Vision & Health Savings Account

• Short and Long Term Disability Life and Accidental Death & Dismemberment insurances

• Recognition Program

• Education Assistance

• Commuter Benefits

• Family Support Programs

• Employee Stock Purchase Plan

Learn more at .

What are you waiting for Apply today!

All Discover employees place our customers at the very center of our deliver on our promises to our customers each of us contribute every day to a culture that values compliance and risk management.

Discover is an equal opportunity employer and does not discriminate on the basis of race color religion sex sexual orientation gender identity national origin age disability protected veteran status or other legally protected status. (Know Your Rights)

Discover complies with federal state and local laws applicable to qualified individuals with disabilities and is committed to providing reasonable accommodations. If you require a reasonable accommodation to search for a position to complete an application and/or to participate in an interview please email .Any information you provide regarding your accommodation needs will be kept confidential and will only be used to determine and provide necessary accommodation.

At Discover we are committed to creating an inclusive and equitable workplace through our Fair Chance Hiring practices. Fair Chance Hiring means that we base our hiring decisions on an applicants qualifications rather than their criminal record. All our positions are subject to Section 19 of the Federal Deposit Insurance Act. Our applicants go through a background check and we follow all applicable local laws including the Los Angeles County Fair Chance Hiring Ordinance (LA County Fair Chance).

Positions marked as remote eligible are limited to remote locations within the country in which the position is based.

Applicants must be 18 or older at the time of hire.