More than 130 years ago we started with core values that never go out of style: listen learn and help businesses and individuals reach their goals. Our financial strength and stability are key reasons Forbes names us one of the Best 100 Banks in America the past eight consecutive years and Newsweek names Banner one of the Most Trustworthy Companies the past four years.
With more than $15 billion in assets and over 150 locations throughout Washington Oregon Idaho and California we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.
As a Mortgage Loan Officer with Banner Bank you will be part of our Mortgage Lending team recently awarded the 2020 Residential Diversity and Inclusion Leadership Award by the Mortgage Bankers Association. This outstanding team delivers superior value to our clients by attracting and making real estate loans which meet Bank standards for economic value and safety to contribute to the long term profitability of the Banks operations.
In this role youll have the opportunity to:
Originate real estate loans from various sources: Realtor business developed through a structured outside calling program contractors (both Banner Bank customers and others) referrals from branch personnel general public through normal business relationships (i.e. service organizations friends acquaintances etc.) and walkin and callin customers.
Ensure originated loans are set up in the Banks computer system and processed through for submission to underwriting.
Identify opportunities and provide financing sheets for listings and Realtor/builder open houses. Attend weekend open houses and/or subdivisions for loan solicitation purposes.
Attend regular Realtor Association and Builder Association meetings.
Attend internal training sessions internal sales meetings and external training opportunities as assigned.
Take applications or meet with clients at Bank branch locations. Attend closing signing appointments as needed.
Promote home ownership through community outreach efforts specifically in the communities around designated branch location demonstrating inclusive marketing efforts to develop new leads loans and bank relationships. Conduct first time home buyer classes at or in close proximity to branch host booths at nonprofit community events etc.
Comply with policies procedures security requirements and government regulations.
Education & Certifications
H.S. Diploma required
Bachelors Degree in Finance Accounting Business or other related field preferred
NMLS registration required
Experience
3 years in of experience in residential mortgage origination required
Knowledge Skills and Abilities
Proven history of success in consistent closing and funding of loans to meet sales goals.
Knowledge of mortgage loan origination processes and procedures regulations and underwriting.
Possess effective presentation verbal and written communication and negotiation skills.
Knowledge of current market competition sales strategies trends and activity.
Knowledge of federal and state laws and regulations relating to real estate lending.
Travel
Up to 20%
Compensation & Benefits
Monthly guarantee of $3600 (not including rampup period)
Excellent commission structure
Comprehensive employee benefits including: medical dental vision LTD STD and life
Paid vacation time sick time and 11 company paid holidays
Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin citizenship marital status age disability or protected veteran status.
Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a thirdparty agency and/or search firm without a valid written and signed search agreement will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.
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