drjobs Credit Union Member Loan Services Representative

Credit Union Member Loan Services Representative

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1 Vacancy
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Job Location drjobs

Union, OH - USA

Monthly Salary drjobs

$ 500 - 1200000

Vacancy

1 Vacancy

Job Description

At Air Products our purpose is to bring people together to reimagine whats possible collaborate and innovate solutions to the worlds most significant energy and environmental sustainability challenges. Grow with us as we embark on building tomorrow together by being the safest most diverse and most profitable industrial gas company in the world.

Reimagine Whats Possible

This position is accountable for the effective servicing of APCI Federal Credit Union (FCU) members in person online by phone or through mail while also supporting member service backoffice functions. Telephone coverage may include loan program related questions. All transactions and other member service support functions must be performed in accordance with APCI Federal Credit Unions (APCI FCU) NCUA Air Products and Chemicals Inc. and other relevant policies procedures and all regulatory requirements.

The position is a member of the APCI FCUs member service team and reports to the APCI FCUs Manager of Member Services. The position includes responsibilities related to developing and maintaining positive member relationships and to promote APCI FCUs share and loan products and services.

APCI FCU provides financial services to the Air Products and Chemicals Inc. and Versum Materials employees and members of their immediate family and households. The APCI FCU provides a broad range of financial related products and services including mobile banking remote deposit capture vehicle loans refinance mortgage loans personal loans MasterCard savings checking money market share certificates and IRAs. Loan amounts range from $500 to $while individual member deposits range from $5 to over $1000000.

While having only a single physical location in Allentown PA the APCI FCUs members span over the 50 U.S. states in addition to a small international contingent. Larger member concentrations are located in Pennsylvania Texas California Arizona and Louisiana. The APCI FCU reaches its members through a variety of channels including internet mobile app telephone outbound calls and direct mail.

Whats In It for You:

At Air Products we foster a culture of inclusion where every voice is heard and everyone feels they belong and matter. Additionally we offer competitive pay and great benefits for our employees. Check out some of our benefits below!

  • Affordable Medical Dental and Vision Insurance (day 1 of employment)

  • 401k with 100 vested company core and match

  • Paid Vacation holidays sick time

  • Paid Parental leave (Up to 8 weeks)

  • Backup Child and Adult Care benefit

  • Adoption assistance

  • Flexible spending accounts (medical dependent daycare)

  • Life Insurance (AD&D Paid for by Air Products) Supplemental AD&D

  • Legal Plan & Identity theft coverage

  • EAP (Employee Assistance Program)

  • Many more supplemental benefits available

Required Skills / Abilities:

  • Outstanding customer (member) service skills.

  • Demonstrated ability to deliver friendly prompt and knowledgeable service while ensuring member confidentiality.

  • Ability to multitask and work independently as well as collaborate with the Member Services Team.

  • Create an inclusive and professional environment where all team members are respected and diversity is valued.

  • Participate in meetings and share ideas in support of the credit unions Strategic Initiatives.

  • Strong written and verbal communication skills.

  • Proficiency with Word and Excel.

Key Job Responsibilities:

Develop and demonstrate a comprehensive understanding of APCI FCU products and services with ability to clearly explain to current or potential members.
Represent APCI FCU in a courteous and professional manner which supports APCI FCUs mission and reputation.
Open modify and close all types of deposit products such as savings checking money market share certificates and IRAs.
Process Traditional and Roth IRA requests including contributions distributions and transfers.
Perform financial transactions including deposits withdrawals loan payments and issuing cashiers checks. Additionally balance cash drawers complete endofday reports investigate and resolve any outofbalance conditions for accounting.

Provide Signature Guarantee Signature Validation and Notary services.

Possess a comprehensive knowledge of loan application origination and servicing.
Ability to understand and explain compound interest and loan amortization schedules.
Maintain confidentiality of member(s) sensitive information.
Assist with lending and marketing activities designed to support and encourage loan and membership growth.
Develop and demonstrate an understanding of APCI FCU regulatory requirements such as USA PATRIOT Act BSA/OFAC and Reg. DD (TruthInSavings).
Perform other duties and complete projects as assigned by the APCI FCU President/CEO CFO CMR CCL Manager of Member Services or Board of Directors.

Minimum Hiring Requirements:

  • An Associates degree in business or finance is preferred but is not required.

  • In lieu of an Associates degree a minimum of 3 years of financial institution experience is required.

  • Credit union experience is preferred but is not required.

  • Strong customer (member) service skills.

  • Demonstrated ability to deliver friendly prompt and knowledgeable service while ensuring member confidentiality.

  • Strong written and verbal communication skills as well as intermediate proficiency with Word and Excel.

  • Ability to lift up to 50 pounds.

  • A valid drivers license is required.

  • Expected travel. Occasionally the Credit Union conducts membership events off the physical premises. Employees may be asked to participate in these events.

#LICH1

#LIOnsite

Join Air Products where we proudly value the skills dedication and leadership that Veterans bring to the table. As a Veteranfriendly organization we actively encourage and welcome Veterans to apply for various roles within our company. We recognize the unique strengths and experiences that Veterans contribute and we foster a workplace that honors your service while providing a platform for professional growth.

We are the worlds largest hydrogen producer with over 80 years of industrial gas experience. We are hydrogen and industrial gas experts delivering safe endtoend solutions investing in real clean energy projects at scale and driving the industry forward to generate a cleaner future.

At Air Products we work in an environment where we put safety first diversity is essential inclusion is our culture and each person knows they belong and matter. To learn more visitAbout Air Products.

We offer a comprehensive benefits package including paid holidays and vacation affordable medical dental life insurance and retirement plans. You will be eligible for benefits and also be 100 vested in your retirement benefits on your first day of employment.

We are an Equal Opportunity Employer will receive consideration for employment without regard to race color religion national origin age citizenship gender marital status pregnancy sexual orientation gender identity and expression disability or veteran status.


Air Products is committed to working with and providing a reasonable accommodation to individuals with disabilities. If you have a disability and you believe you need a reasonable accommodation to search for a job opening or to submit an online application please email us at General application status inquiries are not answered by this mailbox rather youll receive an email directly from our Career Center and/or the Talent Acquisition Specialist.


Required Experience:

Unclear Seniority

Employment Type

Full-Time

Company Industry

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