Mortgage Loan Processor (inhouse)
Americas Mortgage Professionals is seeking a Bilingual English/Spanish Mortgage Loan Processor to join our dynamic and growing team in Fort Lauderdale. As a key player in the loan process you will assist borrowers in their journey toward homeownership by efficiently handling mortgage loan applications. You will ensure timely and accurate management of loan documentation verification of borrower information and maintain open communication with all parties involved delivering a seamless mortgage process and exceptional customer service.
This is an inoffice position as we value team collaboration and culture. However we are open to remote candidates who are experienced and an excellent fit for our team.
- Loan Processing:Oversee the fullcycle processing of mortgage loan applications ensuring all documentation is accurate complete and compliant with current regulations.
- Documentation Verification:Order and review essential documents including Verifications of Employment Insurance Payoffs Tax Transcripts Credit Supplements Condo Questionnaires Subordination Requests and Title Work.
- Communication:Maintain consistent communication with borrowers loan officers underwriters and team members to provide updates and ensure a smooth transparent loan process.
- Pipeline Management:Effectively manage a pipeline of loans ensuring each file progresses efficiently through all stages of the loan cycle.
- Compliance:Ensure every loan meets company policies investor guidelines and all regulatory requirements.
- Problem Solving:Proactively identify and resolve issues or discrepancies during the loan process collaborating with internal and external stakeholders as needed.
- Customer Service:Deliver toptier customer service by guiding borrowers through the loan process with clear communication professionalism and care.
- Process Improvement:Continuously seek opportunities to streamline workflows and enhance both operational efficiency and customer experience.
- Language Requirement:Fluency in both English and Spanish (verbal and written) is required to effectively communicate with a diverse range of clients.
- Experience:At least 2 years of mortgage broker processing experience required; 5 years preferred.
- Knowledge:Solid understanding of mortgage loan products (FHA VA Conventional NonQM) and a strong grasp of industry procedures processes and required documentation.
- Attention to Detail:Sharp attention to detail with the ability to thoroughly review and verify documentation for accuracy and completeness.
- Organization:Highly organized and efficient with strong time management skills and the ability to juggle multiple priorities and deadlines.
- Communication:Excellent communication and interpersonal skills with the ability to work effectively with borrowers colleagues and other stakeholders.
- ProblemSolving:Proven ability to identify troubleshoot and resolve issues that may arise throughout the loan process.
- Education:High school diploma or GED required.
- Technology:Proficient in using mortgage loan origination systems and other industryrelated software tools.