Staff Applied Scientist
Staff Applied Scientist
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Job Description
About OnePay
OnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress.
Tens of millions of Americans today are unbanked or underbanked meaning they dont have enough money in savings to cover a minor emergency. They pay too much in fees dont have access to credit at affordable rates and have little ability to grow their wealth. OnePays vision is to create a single app for consumers to save spend borrow and grow their money bringing our mission to life with simple and accessible banking credit and payments products that deliver a bestinclass experience to millions of customers. Our products include:
Checking and highyield savings accounts
Domestic and international peertopeer payments
Credit Builder and credit score monitoring
Digital wallet / contactless payment solutions
Buynowpaylater installment loans at Walmart
Why do we have a right to win We have the backing of Walmart (a Fortune 1 and Ribbit Capital (a preeminent fintech investor) are deeply embedded with the distribution of the worlds largest omnichannel retailer and have an industryleading multiproduct value proposition all in addition to having some of the best people and talent in the industry.
Theres never been a better time to build a categorydefining business and there has rarely been a team better positioned for the opportunity. Join us!
The Role
As an Applied Scientist at OnePay youll be at the forefront of our AI and Machine Learning innovation! You will:
Design and deploy machine learning deep learning and LLM models that will shape our customer experience drive business growth and improve operational efficiency while collaborating closely with product engineering and analytics teams.
Build intelligent AI agents that can reason plan and interact across workflows to enhance automation and decisionmaking.
Develop personalization and recommendation systems that deliver dynamic usercentric experiences across our product offerings.
Design and optimize search and retrieval systems to improve discoverability relevance and user satisfaction.
You Bring
Handson expertise with 8 years of experience building and productionizing ML/AI models that deliver measurable business impact.
Experience developing AI agents recommendation systems or search technologies in a production environment.
A strong technical background with a degree in Computer Science Data Science Applied Mathematics or a related field.
Fluency in collaborating with Product Engineering and Analytics teams to bring AI solutions from ideation to deployment.
Drive and proactivity everyone here is a builder and executor.
What We Offer
Competitive salary stock options and benefits from Day 1
Comprehensive health insurance coverage (health insurance accident and disability insurance term life insurance) including mental health support and wellness programs
Hybrid work model (Bengaluru office three days a week) various time off programs (vacation sick other paid leaves and paid regional holidays)
Monthly transport and workfromhome allowances
A highgrowth missiondriven inclusive culture where your work has real impact
Standard Interview Process
Initial Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
Equal Employment Opportunity
To build technology and products that are used and loved by people and solve realworld problems we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race religion color national origin gender sexual orientation age marital status veteran status or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at
Required Experience:
Staff IC
Employment Type
Full-Time
