Student Lending Pricing Lead Borrow

Who we are

SoFi is a digital personal finance company whose mission is to help its members achieve financial independence to realize their ambitions whether that be to buy a house one day start a family on their own terms or be debt free. We aim to be at the center of our members financial lives and to help every member Get Their Money Right. By joining SoFi youll become part of a forwardthinking company that is transforming financial services by embracing technology to build innovative loan products investment tools and more. One of the fastest growing fintech companies weve grown from 250 employees in 2015 to over 3000 employees today and are well on our way to reaching 4 million members. With offices across the US we offer the excitement of a rapidly growing startup with the stability of a seasoned management team and some of the best talent around. As an employer we strive to hire employees who are committed to both our companys mission and our desire to build the best culture in the world. If you are driven passionate about what you do and excited about the SoFi mission we would love to hear from you.

The role

We are seeking a Staff Data Scientist to join our Pricing team in the Lending Organization with focus on our Student Loan Refinance (SLR) and Private Student Lending (PSL) businesses. This is an exciting role for someone to make a direct impact on the revenue of SoFi. As a staff data scientist and key leader in our Pricing team you will take on mentorship and leadership responsibilities helping to manage and develop the team while driving innovation in pricing strategy. Youll work closely with business leaders data scientists and crossfunctional teams to design test and implement pricing strategies that optimize profitability and customer acquisition. To maximize success the role requires strong technical aptitude/ quantitative skills/ problem solving skills excellent written and verbal communication and the ability to work collaboratively within crossdepartmental teams as the Pricing function has impacts across many parts of the organization.

What youll do:

• Lead the day to day development of pricing strategies that balance interest rates volumes and credit risk working across both SLR and PSL businesses
• Analyze the existing portfolio and strategies to identify opportunities for growth
• Collaborate with different stakeholders across business unit finance capital markets risk marketing and other functional areas
• Run A/B tests and continuously discover trends in customer behavior to inform decision making with a high level of confidence
• Monitor and refine pricing models based on customer behavior competitive trends and macroeconomic conditions.
• Present insights within the Pricing team as well as to other executive and senior manager level stakeholders within the Company to create a broad understanding of business performance and opportunity areas.
• Manage mentor and provide guidance to junior data scientists supporting their technical and strategic growth.

What youll need:

• M.B.A B.S. or M.S. in Computer Science Statistics Operations Research Engineering Mathematics or a related quantitative field is required for this position;
• 10 years of industrial experience working in the area of pricing and/or credit risk strategies
• Strong understanding of business drivers including revenue drivers cost drivers and profitability metrics
• Experience with people management leadership and crossfunctional collaboration in a data science setting
• Strong background in datadriven decisionmaking.
• Exceptional programming skills in Python and SQL
• Strong knowledge of Tableau and experience building productionlevel dashboards
• Ability to work in a dynamic crossfunctional environment with strong attention to detail;
• Strong communication skills with the ability to translate complex analytical findings into clear business recommendations.
• Exceptional problemsolving skills;

Nice to have:

• Experience working with product and/or engineering teams
• Experience with Snowflake & DBT
• Experience with Gitlab
• Experience with machine learning and statistical modeling methods for supervised and unsupervised learning

Why youll love working here

• Competitive salary packages and bonuses
• Comprehensive medical dental vision and life insurance benefits
• Generous vacation and holidays
• Paid parental leave for eligible employees
• 401(k) and education on retirement planning
• Tuition reimbursement on approved programs
• Monthly contribution up to $200 to help you pay off your student loans
• Great health & wellbeing benefits including: telehealth parental support subsidized gym program
• Fully stocked kitchen (snacks and drinks)