Head of Underwriting Quality

• Define articulate and pursue the delivery of the underwriting strategy as it relates to referredbusiness underwriting quality and philosophy.
• Manage the underwriting QA function to maintain underwriting quality and adherence to philosophy in line with reinsurance agreements and underwriting manuals.
• Manage the framework and process for the granting of operational underwriting authorities.
• Manage the postissue underwriting sampling & reporting processes to manage misrepresentation & process risks.
• Manage reinsurer underwriting relationships changes to manual underwriting philosophy oversight of reinsurer audit programme reporting of postissue sampling and internal underwriting QA input to reinsurance tenders reporting of operational risk.
• Manage the medical evidence strategy and sourcing for underwriting.
• Works in conjunction with underwriting operations to see that best practice is maintained (e.g. adhering to philosophy the minimising of excess medical evidence teleunderwriting).
• Ensure the Underwriting Intranet site is up to date as a single point of reference for underwriting philosophy provides clarity for underwriters.
• Works closely with the underwriting automation team to ensure philosophy is aligned across both.
• Work with business heads and risk teams to investigate and prevent any processes giving rise to operational underwriting risk help the business understand the risk and drive solutions.
• Provide retrospective underwriting opinions for claims. Report on the referrals and share results with internal stakeholders.
• Discuss and advise on singular bespoke underwriting risks presented by Operations/Distribution.
• Manage strategic and quality interactions with reinsurers actuarial & data science teams distribution quality management claims and product development/marketing.

• High energy bias for actions and strong selfmotivation.
• Analytical with ability to use data and analytics to inform strategy and decisions.
• Extensive experience within a Life Insurance Underwriting role at a senior level.
• Exposure to reinsurance market.
• Ability to research analyse and interpret complex information.
• Open to innovation use of data science to solve problems.
• Excellent people management & influencing skills.

Were really excited to announce that we have recently been awarded Top 10 Best Places To Work in The Sunday Times Awards 2024!

Vitality is a multiawardwinning UK insurance brand here to make the world a healthier happier place.

Weve been a purpose and valuesdriven business from day 1 long before it became fashionable. Our core purpose is to make people healthier and enhance protect their lives. Vitality pioneered sharedvalue insurance. We incentivise people to live healthier longer lives they benefit our business benefits and society benefits. Were successful because we attract develop and retain the best people and because we care.

At Vitality were committed to diversity and inclusion because its good for our employees for our business and for society. We welcome applications from individuals of all backgrounds experiences and perspectives.

Vitalitys approach to sustainability

Vitality is a business that drives positive change. We reward people for making and sustaining healthier choices. But healthy people also need a healthy environment. To learn more please visit our Careers page. #LIHybrid

If we are fortunate in receiving a high volume of quality applications we may need to close this vacancy early. If you are interested please submit your application as soon as possible.