Senior Product Manager Credit Platform
Senior Product Manager Credit Platform
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Job Description
London or Remote UKBenefits Product at Monzo Hear from the team
About our Credit Platform team:
Credit Platform is a new team with a mission to empower Monzos credit teams to become the best credit teams across Europe. Making the right credit decisions is central to growing Monzo safely and we aspire to be industry leaders in how we operate. That means taking a fresh look at everything from how we ingest new data sources develop new scorecards propose and run credit experiments monitor our portfolio and much more.
The teams remit is to build products throughout the endtoend credit lifecycle. These might allow our credit analysts in the UK to focus on the most impactful parts of their job by providing better ways to do both routine analysis and bespoke investigations. Or they might support our credit analysts in new countries to compose and configure a set of models and rules tailored to the local environment without needing to start from scratch. Or they might even radically redefine how we approach credit strategy altogether.
What youll be working on:
- Youll lead a crossfunctional team to build products that improve how we make credit decisions. Youll do this by building a deep understanding of the credit domain and needs of credit analysts as well as understanding what is and isnt possible from commercial operational and technical perspectives. Youll use this to set a product strategy.
- Youll communicate effectively with people of all levels of seniority. Youll get people inspired by the product vision and youll share the right context with the right people at the right time.
- Youll lead planning processes and associated roadmap prioritisation to get your team working on the highest impact priorities that contribute to wider business goals.
- Youll work iteratively and collaboratively with credit risk engineering (especially analytics engineers) research data science compliance and many others to refine your plan and execute against it effectively.
- Youll help to shape product strategy across Monzo by sharing insights from your work.
Your daytoday
- Working closely with credit risk experts to understand the problems theyre trying to solve and to identify opportunities to work better with technology
- Partnering with backend and analytics engineers to explore different solutions for speeding up changes to our credit decisioning rules
- Presenting your latest product strategy to stakeholders at Product Review and gathering feedback and challenge
- Reasoning through tradeoffs in building fast or building for future use cases
- Speaking to partners and forming opinions on whether to build our own decisioning infrastructure in a new country or partner with others
You should apply if:
- You dont need to have worked in credit before. Instead you might have built products to transform how internal teams work or worked in similar optimisation domains like payments or advertising or tackled the problem of scaling infrastructure to new geographies.
- Youre comfortable contributing to discussions about systems architecture and fluent in data. Youre not phased by going into detail about technicalities and while you might not always be the expert on a technical topic you learn fast.
- You start from first principles. Youre a systems thinker: you can look at processes and technology and spot better ways of doing things. Youre not afraid to ask the obvious questions and you use the answers to challenge the status quo.
- Youre data driven passionate about metrics and intellectually honest about how your work is performing and driven to continuously improve it.
- Youre full of novel ideas and creative solutions and able to tease them out of others too.
- You can work effectively with a diverse range of people and working styles to get stuff done and are able to thoughtfully and constructively challenge and influence the people you work with.
- You have the ability to communicate clearly and persuasively to a wide range of audiences and in a structured way.
- Youre a fast learner humble and curious and enjoy developing yourself and others.
- What were doing here at Monzo excites you!
The interview process:
Our interview process involves 4 main stages:
- Recruiter Call
- Initial Call with Hiring Manager
- Final Loop consisting of x3 hour long interviews to assess Project Walkthrough Case Study and Leadership.
- A final stage with a VP or CPO within the Product team
Our average process takes around 56 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on
Whats in it for you:
95000 to 125000 depending on experience stock options & benefits
We can help you relocate to the UK
We can sponsor visas
This role can be based in our London office but were open to distributed working within the UK (with ad hoc meetings in London).
We offer flexible working hours and trust you to work enough hours to do your job well at times that suit you and your team.
Learning budget of 1000 a year for books training courses and conferences
And much more see our full list of benefits here
If you prefer to work parttime well make this happen whenever we can whether this is to help you meet other commitments or strike a great worklife balance.
Required Experience:
Senior IC
Employment Type
Full Time
