Proposal Underwriting: Evaluate and underwrite rural loan proposals ensuring they meet our risk appetite and lending criteria.
Credit Evaluation: Conduct thorough credit assessments of rural borrowers analyzing their financial capacity and repayment ability.
Portfolio Quality Monitoring: Regularly monitor the quality of the rural loan portfolio identifying potential risks and taking proactive measures to mitigate them.
RBI Compliance: Ensure all lending practices adhere to RBI regulations and guidelines staying updated on any changes in policy.
Risk Mitigation: Develop and implement strategies to minimize risks in rural lending including the creation of risk assessment models and tools.
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