FPA Manager

Job title: FP&A Manager

Reporting to: Head of Finance

Location: Cape Town

ALL STAFF APPOINTMENTS WILL BE MADE WITH DUE CONSIDERATION OF THE COMPANYS EE TARGETS

WHAT WE DO

Lula is an innovative and humanfocused FinTech company on a mission to help small businesses optimise their cash flow. Our purpose is to help SMEs manage their businesses better faster and more simply so they can spend more time doing what they love.

If youre looking for a new place to call home that believes in the potential of the broader SME landscape in South Africa and a place where youll work with awesome people then Lulas the place for you!

Were making business banking fast human Lula!

OUR VALUES

• Collaborative were a clan and work together as a team always towards a common goal
• Committed were accountable and follow through no matter the challenge
• Curious we look for better ways to do things and make a positive difference
• Connected we stay close to learn from and look to understand each other and our customers
• Compassionate we go out of our way to care about our colleagues our customers and our community

OVERALL PURPOSE

Lula a rapidly expanding banking and lending firm is seeking an FP&A Manager to spearhead financial planning and support strategic decisionmaking.

This role reports to the Head of Finance and will collaborate closely with Heads of Credit Sales Business Development Banking and Marketing to leverage financial insights for business growth.

We are looking for a commercially minded Finance Business Partner with strong FP&A skills and banking/lending experience for a new highpotential role working with existing teams to drive commercial success.

Responsibilities will include:

• Financial Planning & Forecasting: Own the 5year financial forecast scenario modeling and annual budgeting used by Investors Product team ExCo etc.
• Creating and explaining analysis for Investors Product team ExCo and other stakeholders.
• Designing financial models and structuring data to facilitate easy analysis and scenario planning in the future.
• Board & Investor Reporting: Support in preparing and presenting financial presentations for senior management board meetings and investors.
• Building financial models that use both historical data and industry metrics to create insightful forecasts.
• Business Partnering: Collaborate with department heads to align financial plans with business objectives and provide financial guidance. Challenge their assumptions assist in making informed decisions with data drive business strategy.
• Profitability & Unit Economics: Analyze product and channel profitability customer acquisition costs vs. lifetime value and margin optimization.
• Identify define and measure KPIs trends risks and opportunities.
• Performance Tracking & Insights: Provide financial reports with clear actionable insights to leadership.
• Process Improvement: Enhance forecasting accuracy and efficiency with tools.

THE COMPETENCIES WERE AFTER

• Strategic Financial Leadership
• Time Management & Prioritization
• Financial Analysis & Reporting Expertise
• Effective Communication & Business Partnering
• Analytical & ProblemSolving Abilities
• SelfStarter & Adaptability
• High Performance & ImpactDriven

THE SKILLS AND EXPERIENCE WERE LOOKING FOR

• CA (SA) CIMA CFA or relevant financial qualification preferred.
• 5 years experience in FP&A financial analysis or business partnering ideally in lending.
• Strong financial modeling forecasting and analytical skills ability to work with complex datasets and build scenario models.
• Experience in unit economics product/channel profitability analysis and performance tracking.
• Proven ability to work crossfunctionally with sales credit marketing and operational teams.
• Advanced Excel skills; experience with SQL Power BI (Hex and Snowflake) or financial planning tools is a plus.
• Previous experience in a fastpaced financial services or fintech environment is preferred.