Mortgage Loan Originator - Champaign IL Market
Mortgage Loan Originator - Champaign IL Market
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$ 48500 - 48500
1 Vacancy
Job Description
Mortgage Loan Originator Champaign IL Market
Salary Range: $48500 annually
At Midland States Bank base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education skills internal equity and experience. This position offers additional compensation in the form of shortterm incentives (i.e. bonus and/or commission) and may include longterm incentives (i.e. stock awards). Benefits for this role include comprehensive healthcare wellbeing benefits paid family leave as well as generous paid time off. Total Rewards also include banking perks an Employee Stock Purchase Plan 401K plan with company match and may include the opportunity to participate in our NonQualified Deferred Compensation plan. Incentives and benefits are subject to eligibility requirements.
Position Summary
Develops relationships and solicits business from referral partners such as realtors builders bank colleagues attorneys and CPAs. Primary responsibilities include the collecting and analyzing of prospects income assets and liabilities in in order to advise them on the most appropriate mortgage products as well as other products and services to meet their financial needs. This position is an individual contributor.
Primary Accountabilities
- Responsible for the sales and origination of family residential loans within predetermined guidelines and rates set forth by the Bank and its investors.
- Responds to customers residential mortgage needs by analyzing their financial profile and identifying the appropriate mortgage program for them.
- Followsup with applicants and secures the necessary information to process and underwrite the loan; conducting site visits if needed.
- Provides assistance to help potential borrowers successfully qualify for financing.
- Consistently achieves volume and/or unit production targets.
- Works cooperatively and constructively with a wide variety of people crossfunctional teams community based organizations title companies and referral partners.
- Actively crosssells bank products where applicable.
- Projects a positive attitude and act with integrity at all times.
- Deliver bestinclass customer service.
- Provides support at bank sponsored events.
- Must adhere to pertinent state and federal laws and regulations Companys Compliance Policy and external compliance requirements.
- The role requires occasional travel for training and team meetings and willingness to travel periodically to locations within market as needed.
- May require work in a Midland office to ensure collaboration and support of internal and external customers.
- Maintain compliance with all applicable regulations including but not limited to the Bank Secrecy Act (BSA).
- Other duties as assigned.
Position Qualifications
Education/Experience:
- Bachelors degree in business finance real estate or related field preferred.
- Ability to obtain NMLS State License or Federal NMLS Registration.
- 1 years experience in real estate and/or mortgage.
- Strong entrepreneurial and business development/sales experience/skills.
- Knowledge of FHA FNMA and FHLMS underwriting guidelines.
- Knowledge of mortgage compliance regulations.
- Business acumen and judgment bank mortgage products policies and procedures.
- Needs analysis skills analyzing information regarding customer income/debts etc.
- Interpersonal/Persuasive/Influencing and negotiation skills.
Competencies:
- Business insight
- Cultivates innovation
- Drives results
- Makes sound decisions
- Being a brand champion
- Collaborates
- Communicates effectively
- Customer focus
- Being Authentic
- Emotional Intelligence
- Self development
- Being flexible and adaptable
At Midland States Bank we believe that when we can bring our whole selves to work each day we become happier more comfortable more confident and more excited to do great things for our customers each other and our company. Were proud to be an Equal Opportunity and Affirmative Action employer. At Midland we recruit employ train compensate and promote without regard to race color religion gender gender identity or expression sexual orientation national origin genetics disability age or veteran status. If you are looking for a place to grow we encourage you to apply at Midland States Bank because you belong here.
If you require reasonable accommodation in completing this application interviewing completing any preemployment testing or otherwise participating in the employee selection process please direct your inquiries to Midland States Bank Human Resources at.
THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT
Employment Type
Full-Time
