Quantitative Analyst UPL
London / Manchester / Oxford (If not based in London youll be expected to attend the London office 12 times per month)
Monday Friday 37.5 hours per week hybrid)
Our perks
- 25 days holiday (rising to 28 after 3 years service) plus bank holidays to take time to recharge and do something you love.
- Private Medical via vitality with reward schemes paid for you and your family.
- Health cash plan via health shield for employees and children claiming money back for dental optical etc
- Pension Oodle will contribute 5 of your salary into your pension pot to help you save for the future.
- Free breakfast drinks and fruit in the office you can help yourself to cereals toast fizzy drinks and lots of fruit.
- Employee discounts discounts you can access anywhere anytime for all major shops.
- 1 day volunteer day per year an opportunity to give back to the community each year.
- Mental health care 6 free counselling sessions via our EAP (Employee Assistance Programme).
- Paid sick leave enhanced company sick pay.
- Enhanced family leave we provide enhanced family leave for primary and secondary caregivers.
Oodle who are we
Our mission is to be the UKs simplest way to find and finance a great value used car. We want to put car buyers back in control and make the car buying experience as simple straightforward and joyful as possible as car buyers deserve oodles of car buying confidence!
We are a team of 450 people located in Manchester Oxford and London. Over the past 7 years weve supported 10000s of customers on their car buying journey and know 2025 is shaping up to be another exciting year!
The Role & Team
As we aim to elevate Oodle were on the lookout for a Quantitative Analyst for Unsecured Personal Loans Oodles newest and fastestgrowing financial product to include in our expanding team. Dive into a world of data strategic analytics and profitabilitydriven initiatives reporting into the Credit Risk and Profitability function. Youll be influencing our approach to driving profitable originations and will touch on areas like marketing pricing customer retention payment support credit risk open banking and finance.
What Youll Do:
- Play a pivotal role in enhancing the profitability of Oodles Unsecured Personal Loans product by offering insights optimisations and cost efficiencies.
- Optimising the origination funnel balancing an efficient selfservable digitalfirst journey with risk and performance as we automate and streamline. Develop our understanding of the relationship between top of funnel marketing activity risk conversion and subsequent performance.
- Forge robust partnerships across Oodle ensuring key insights monitoring and oversight are efficiently communicated to a spectrum of teams and stakeholders from operations to executives to guide decisionmaking
- Drive initiatives to enhance Oodles pricing strategies making use of both internal and external datasets.
- Delve into Oodles portfolio data ensuring our agreements consistently meet performance standards.
- Contribution to refining view of new origination unit economics.
- Drive strategic initiatives in credit risk management optimizing processes and offering actionable insights to the broader team.
- UPLspecific credit strategies considering exposure to risk for new opportunities such as brokering our declines referrals from partners returning customer trials price comparison sites and more.
- Exploring use of Open Banking to drive profitable growth through enhanced decisionmarking and to protect against fraud as we expand onto the open market
Who you are:
- Highly technical analyst with a 2 years experience within a lender in credit risk pricing profitability or marketing analytics.
- A STEM or financial background. A good fit may have a BSc MSc or PhD in one of the following areas: mathematics statistics chemistry physics economics or finance.
- Analytical thinker with an ability for identifying patterns and drawing meaningful insights from data. Should have the ability to use both quantitative and qualitative data sources.
- Willing and able to independently and collaboratively solve changes which are interesting and directly linked to performance of the business.
- Good communication and interpersonal skills are essential as role will entail interaction with a wide variety of stakeholders.
- Keen interest in Finance Economics and FinTech.
- Experience with Microsoft packages in particular Excel and PowerPoint.
- Experience with coding (SQL/Python) data processing data visualisation credit risk is advantageous. However this is not a requirement.
- Experience with Excel modelling would be considered positive.
Hiring Process
- Preliminary Interview 30 mins)
- Face to Face Interview (in Office 1h)
- Case Study 45 mins)
Our Values
Our values are our personal brand and lay the foundation of what we care about the most. They provide us with guidance so we can work towards the same goals. They are our DNA and are kept at the forefront of our Oodlers mind when making business decisions.
- Embrace being human empathy and diversity make us stronger.
- Strive for awesome its awesome when we do better every day.
- Everyones a builder were in this together and we win as a team.
- Bravely honest were honest with ourselves and everyone else.
- Think customer theyre at the heart of everything we do.
To find out more about our culture and what happens at Oodle check out our LinkedIn and Instagram.
Oodle is proud to be an inclusive workplace and we recognise diversity of experience thoughts and backgrounds leads to better customer outcomes and an environment where our colleagues can thrive. We have several DEI networks which are made up of our Oodlers who strive to make positive impacts to our cultures.
Wed love if you could submit your application online but if you need an alternative method or need reasonable adjustments to take part in the interview process please email .
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