Senior Financial Strategy Analyst
Senior Financial Strategy Analyst
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Job Description
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Job Summary
The Financial Strategy Team is responsible for working with its partners to help educate and drive profitable decisions for the business as well as providing monthly forecasts and annual budgets. The Senior Financial Strategy Analyst independently analyzes models and forecasts private label and cobrand credit card portfolio performance to support internal partners and leadership in addition to developing client contract deal structures promotional pricing file performance tracking file automation and maintenance and ad hoc projects as needed. They do this through a disciplined datadriven approach and a thorough understanding of portfolio profitability while being able to effectively present analyses to all levels of management. This team heavily uses Python and Databricks.Essential Job Functions
Review and evaluate: Analyzes and forecasts elements of financial performance based on information obtained independently via SQL Essbase MicroStrategy etc. and publishes reporting/findings as needed. Analyzes client performance and compares actual performance to expected performance. Leads and completes ad hoc assignments as needed including interdepartmental collaboration. Understands file harmonics and demonstrates ownership of financial models and outputs including but not limited to pricing models and monthly forecast models. Presents findings and work to all levels of management. Utilizes knowledge of databases and Microsoft Office tools such as Python Databricks Essbase Word Advanced Excel PowerPoint and Teams to execute daily work.
Create and design: Brings opportunities to the process based on portfolio trends. Leads internal client discussions and participates in brand discussions as needed. Identifies objectives and success metrics proactively raises concerns and makes recommendations. Responsible for researching competitor information. Able to maintain organization in order to multitask and prioritize projects while adhering to deadlines. Examples of duties may be but are not limited to creating Client Performance Reports reviewing client P&Ls monthly forecasting and budgeting reviewing and analyzing marketing campaigns reviewing client performance and driving recommendations to improve profitability etc. Works with minimal supervision to help identify and solve problems.
Reporting: Creates and updates ad hoc reporting based on business needs. Maintains key reports and models used to analyze and forecast credit portfolios. Develops and provides key financial reporting for the team and internal partners. Strongly attentive to detail and quality of information.Utilizes knowledge of Microsoft Office tools such as Word Excel PowerPoint and Teams to execute daily work. Independently leverages data sources such as Essbase and SQL to build and maintain reports.
Reports to Director Financial Strategy /Manager Financial Strategy /Lead Analyst Financial Strategy
Working Conditions/ Physical Requirements
Normal office environment. (Remote or Hybrid) 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location.
Direct Reports
N/A
Minimum Qualifications:
Associates Degree or equivalent business experience in Finance Accounting Economics Analytics or similar
Three or more years of experience Using software such as advanced functions in Excel SQL etc. to complete analysis and reporting.
Preferred Experience:
Bachelors Degree in Finance Accounting Economics Analytics or similar
Four or more years experience in Financial Services field ideally private label and/or bankcard credit
Other Duties
This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time the Company reserves the right to add and/or delete essential functions from this job at any time.
Salary Range (unless otherwise noted below):
$79500.00 $144100.00Full Salary Range for position:
California: $91500.00 $180100.00Colorado: $79500.00 $151300.00New York: $87500.00 $180100.00Washington: $83500.00 $165700.00Maryland: $83500.00 $158500.00Washington DC: $91500.00 $165700.00Illinois: $79500.00 $158500.00New Jersey: $91500.00 $165700.00Vermont: $79500.00 $144100.00The actual base pay within this range may be dependent upon many factors which may include but are not limited to work location education experience and skills.
Bread Financial offers medical prescription drug dental vision and other voluntary benefits (including basic and optional life insurance supplemental medical plans and short and longterm disability) to eligible associates (regular fulltime associates scheduled to work 30 hours per week or more) and their spouses/domestic partners and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6month waiting period). Six weeks of 100 paid parental leave for eligible parents is available after a 180day waiting period. Hired associates can immediately enroll in Bread Financials 401(k) plan.
All associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time (PSST) upon hire and at the beginning of each subsequent calendar year. Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year. Illinois Paid Leave must be used before associates in Illinois will be approved to take FTO.
Hired associates will be able to elect the purchase company stock during offering periods in June and December. You will be eligible for an annual incentive bonus based on individual and company performance.
Click here for more Benefits information.
About Bread Financial
At Bread Financial youll have the opportunity to grow your career give back to your community and be part of our awardwinning culture. Weve been consistently recognized as a best place to work nationally and in many markets and were proud to promote an environment where you feel appreciated accepted valued and fulfilledboth personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and nontraditional career progression.
To learn more about Bread Financial our global associates and our sustainability commitments visit breadfinancial or follow us on Instagram and LinkedIn.
- Bread Financial offers competitive pay a comprehensive selection of benefit options including 401(k).
- The Company is an Equal Opportunity Employer.
- Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company.
- The Company participates in EVerify.
- The Company will consider for employment all qualified applicants including those with a criminal history in a manner consistent with the requirements of all applicable federal state and local laws including the Los Angeles Fair Chance Initiative for Hiring Ordinance the San Francisco Fair Chance Ordinance and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply.
- The Company complies with the Americans with Disabilities Act (ADA) as amended and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability you may request an accommodation at any time. Please contact the Recruiting Team at .
Job Family:
Accounting / FinanceJob Type:
RegularRequired Experience:
Senior IC
Employment Type
Full-Time
