Portfolio Analytics Strategy Specialist - Balance Sheet Analytics Modeling
Portfolio Analytics Strategy Specialist - Balance Sheet Analytics Modeling
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1 Vacancy
Job Description
Position Overview
At PNC our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected valued and have an opportunity to contribute to the companys success. As a Portfolio Analytics & Strategy Specialist within PNCs Balance Sheet Analytics & Modeling Enterprise Credit Portfolio Analytics organization you will be based in Pittsburgh PA Cleveland OH or Tysons VA. This position is primarily based in a PNC location. Responsibilities require time in the office or in the field on a regular basis. Some responsibilities may be performed remotely at managers discretion.This individual will join the Enterprise Credit Portfolio Analytics team which is focused in building centralized credit portfolio monitoring analysis and performance analytics.
Job Responsibilities:
Monitor ongoing positioning and performance of PNCs overall credit portfolio encompassing level and trend of credit quality credit risk factor positioning & risk appetite utilization and riskadjusted performance quality & attribution working in close coordination with all Line of Business Data Model & Analytics teams and Credit Risk Management group.
Develop propose and coordinate portfolio reviews and sensitivity analyses that emanate from either a heightened level of risk and concern about a particular risk factor (e.g. industry) or to better understand certain risk factor exposures with larger concentrations elevated growth rates material over/underweight relative to the market and/or peers and changing macro policy backdrops.
Elevate adhoc portfolio reviews and sensitivity analyses to enterprise review and discussion forums as appropriate.
Develop and support climate analytics efforts including development and of heat maps physical and transition risk scenario analysis financed emissions and related foundational capabilities.
Preferred Skills & Requirements:
6 years of experience in credit portfolio management (experience across both commercial and consumer lending portfolio management desirable)
Handson detail oriented with high standards and a total ownership mindset.
Bachelors degree masters or equivalent experience preferred in economics finance engineering statistics or other discipline(s) relevant to quantitative credit portfolio management.
Knowledge of supervisory regulations and guidance related to credit risk management at US commercial banking organizations.
Strong written and verbal communication skills as well as the ability to collaborate effectively with partners within the organization.
Independent thinking skills with the ability to demonstrate strong leadership.
PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.
Job Description
- Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes. Responsible for running complex business performance risk and operational analytics. May include the development of analytical methods/models to assess market credit and/or operational risk of new and existing financial products.
- Leverages business / product expertise to rigorously analyze large datasets improve risk adjusted returns deliver profitable growth and communicate conclusions. Synthesizes analytical results and develops recommends and implements business strategies that improve lending decisions assist in managing risk increase revenues reduce exposure to losses meet business goals and improve performance. Establishes baselines for strategies and tracks actual performance to expectations.
- Applies predictive models third party data and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk. Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight.
- Works with business credit data and model development partners to design develop and monitor test designs and analytical reporting to track and enhance strategies. Designs / enhances standard reporting suites for regular product / portfolio reviews.
- Collaborates with the line of business Finance and Risk partners to assess and establish credit risk appetite and to understand its implications as well as to establish policies and procedures governing the identification monitoring and management of risk appetite.
PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
- Customer Focused Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
- Managing Risk Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNCs Enterprise Risk Management Framework.
Qualifications
Successful candidates must demonstrate appropriate knowledge skills and abilities for a role. Listed below are skills competencies work experience education and required certifications/licensures needed to be successful in this position.
Preferred Skills
Analytical Thinking Credit Risks Data Analytics Financial Analysis Model Development Operational Risks Quantitative Models Risk AppetiteCompetencies
Analytical Approach Banking Products Big Data Management and Analytics Business Analytics Credit Risk Mathematics of Financial Instruments Operational Risk Performance Measurement Predictive Analytics Pricing Models and Analytics Regulatory Environment Financial Services Risk Management BankingWork Experience
Roles at this level typically require a university / college degree with 5 years of industryrelevant experience. Specific certifications are often required. In lieu of a degree a comparable combination of education job specific certification(s) and experience (including military service) may be considered.Education
BachelorsCertifications
No Required Certification(s)Licenses
No Required License(s)Benefits
PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility options for fulltime employees include: medical/prescription drug coverage (with a Health Savings Account feature) dental and vision options; employee and spouse/child life insurance; short and longterm disability protection; 401(k) with PNC match pension and stock purchase plans; dependent care reimbursement account; backup child/elder care; adoption surrogacy and doula reimbursement; educational assistance including select programs fully paid; a robust wellness program with financial incentives.In addition PNC generally provides the following paid time off depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year unless otherwise required by law; between 15 to 25 vacation days each year depending on career level; and years of service.To learn more about these and other programs including benefits for full time and parttime employees visitYour PNC Total Rewards.
Disability Accommodations Statement
If an accommodation is required to participate in the application process please contact us via email at . Please include accommodation request in the subject line title and be sure to include your name the job ID and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also calland say Workday for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.
Equal Employment Opportunity (EEO)
PNC provides equal employment opportunity to qualified persons regardless of race color sex religion national origin age sexual orientation gender identity disability veteran status or other categories protected by law.
This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and for any registered role the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA) which prohibit the hiring of individuals with certain criminal history.
California Residents
Required Experience:
Unclear Seniority
Employment Type
Full-Time
