drjobs Underwriter IV- Mortgage

Underwriter IV- Mortgage

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1 Vacancy
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Job Location drjobs

Columbus, OH - USA

Monthly Salary drjobs

Not Disclosed

drjobs

Salary Not Disclosed

Vacancy

1 Vacancy

Job Description

Description

If you want to make valuable contributions to your team and expand your career and skills in mortgage underwriting then an Underwriting position within JP Morgan Chase has a great opportunity for you. With highly supportive leadership and programs to foster growth and career mobility your skills and capabilities can increase and be finetuned to make you more agile and versatile in reaching your career potential. In addition you will communicate decision (approval suspense denial) to appropriate individuals within JPMorgan Chase uphold fair lending practices of JPMorgan Chase Mortgage meet targets for productivity quality and customer satisfaction and perform second review of contract underwritten denials.

As an Underwriter IV Mortgage in the Consumer and Community Bank you will be responsible for the analysis of underwriting file for Capacity Capital Character Collateral and Condition. You will also be responsible for the communication of the outcome of that analysis. This includes ensuring that loan request meets program and product specifications or counteroffer when appropriate. You must follow investor guidelines in the process to ensure compliance. Meet compliance and regulatory requirements.

Job responsibilities

  • Ensure that loan transaction meets investor assumption transfer of ownership guidelines
  • Ensure that loan request meets program and product specifications or counteroffer when appropriate
  • Communicate decision of loan (approval suspense denial) to appropriate individuals within JPMorgan Chase
  • Uphold fair lending practices of JPMorgan Chase Mortgage
  • Meet productivity targets for productivity quality and customer satisfaction
  • Contribute continually to the success of the business customers profitability and controls
  • Contribute to the initiatives that improve our business

Required qualifications capabilities and skills

  • Minimum 3 years Conventional mortgage underwriting experience
  • Minimum 2 years Government mortgage underwriting experience
  • HUD (US Department of Housing and Urban Development) Direct Endorsement (DE) and VA (Veteran Affairs) credit
  • Expertise in Government Agency and Jumbo guidelines as well as understanding of Government lending
  • Demonstrated high productivity and quality in prior role in a consistent manor
  • Demonstrates ability to work in a team and coach/mentor others
  • Strong verbal and written communication skills and strong analytical decision making and negotiation skills

Preferred qualifications capabilities and skills

  • Demonstrates understanding of the end to end origination and/or assumptions process flow
  • Knowledge of Mortgage insurance policies
  • Experience in creative solutions exceptions justification and customer focus

This position is in office 5 days a week.



Employment Type

Full-Time

Company Industry

Department / Functional Area

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