Injury Adjuster- FPI

Why USAA

At USAA our mission is to empower our members to achieve financial security through highly competitive products exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA where our core values honesty integrity loyalty and service define how we treat each other and our members. Be part of what truly makes us special and impactful.

The Opportunity

As a dedicated Injury Adjuster FPI you will within defined guidelines and framework responsible to adjust First Party Injury nonattorney involved soft tissue bodily injury or auto Personal Injury Protection PIP) and MedPay (MP) medical claims to include confirming coverage determining liability investigating evaluating negotiating and adjudicating claims in compliance with state laws and regulations. Responsible for delivering a concierge level of bestinclass member service through setting appropriate expectations proactive communications advice and empathy.

This hybrid role requires an individual to be in the office 3 days per week. These multiple positions can be based in one of the following locations: San Antonio TX Phoenix AZ Colorado Springs CO Chesapeake VA or Tampa FL. Relocation assistance is not available for this position.

Training Schedule: Must be available to attend mandatory training for 5 weeks. PTO will not be permitted during these time frames.

Work Schedule: Must be open and available to work any schedule assigned between Monday Friday 7:00a.m 7:30 p.m.

What youll do:

• Adjusts moderately complex and complex 1st party Personal Injury Protection (PIP) and Medical Payments (MP) claims.
• Identifies confirms and makes coverage decisions on soft tissue claims.
• Investigates loss details determines legal liability evaluates negotiates and adjudicates claims appropriately and timely; within appropriate authority guidelines with clear documentation to support accurate outcomes.
• Provides advice and sets expectations into next steps to members.
• Collaborates and supports team members to resolve issues and identify appropriate matters for escalation.
• Partners with and/or directs vendors and internal business partners to facilitate timely claims resolution.
• Delivers a bestinclass member service experience through setting appropriate expectations and proactive communication.
• Supports workload surges and catastrophe (CAT) response operations as needed including mandatory oncall dates and potential evening weekend and/or holiday work outside normal work hours.
• May be assigned CAT deployment travel with minimal notice during designated CATs.
• Works various types of claims including ones of higher complexity and may be assigned additional work outside normal duties as needed.
• Ensures risks associated with business activities are effectively identified measured monitored and controlled.

What you have:

• High School Diploma or General Equivalency Diploma.
• 1 year of injury adjusting or auto liability adjusting experience to include highly complex vehicle physical damage such as multivehicle nonowned vehicles or total loss claims.
• Working knowledge and understanding of the auto claims contract investigation evaluation negotiation and accurate adjudication of claims as well as application of case law and state laws and regulations.
• Demonstrated negotiation investigation communication and conflict resolution skills.
• Proven investigatory prioritizing multitasking and problemsolving skills.
• Exercise sound financial judgment and discretion in handling insurance claims.
• Knowledge of coverage evaluation loss assessment and loss reserving.
• Acquisition and maintenance of insurance adjuster license within 90 days and 3 attempts.

What sets you apart:

• 2 years Auto Liability/Casualty adjusting experience to include complex/multi vehicle liability.
• 3 years PIP/MedPay coverage handling experience.
• Ongoing Professional Development with a focus on Insurance.
• Bachelors Degree or higher.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

Compensation: The salary range for this position is: $54940 $98440.

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

Benefits: At USAA our employees enjoy bestinclass benefits to support their physical financial and emotional wellness. These benefits include comprehensive medical dental and vision plans 401(k) pension life insurance parental benefits adoption assistance paid time off program with paid holidays plus 16 paid volunteer hours and various wellness programs. Additionally our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits visit our benefits page on USAAjobs

Applications for this position are accepted on an ongoing basis this posting will remain open until the position is filled. Thus interested candidates are encouraged to apply the same day they view this posting.

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin disability or status as a protected veteran.