Credit Analyst Alternance
Credit Analyst Alternance
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Job Description
Purpose of the Job
As an Investment Analyst at Karmen you will have the opportunity to grow the Karmen portfolio with your own opinion on each deal. As an Investment Analyst your role will be key in the global Karmens strategy.
Indeed at Karmen we give our 100 confidence in the person who has just joined us. We are seeing every type of deal: from working capital deals to acquisition deals or high balancesheet deals.
Directly in front of Karmens founders during the credit committee you will have the unique opportunity to explain and debate your decision. To do so you will be directly in contact with the customer (CFOs CEO advisors) to collect information needed for the analysis.
As your responsibilities do not end with a decision in any case of delinquency you will be the first link with the borrower for negotiating and managing the inlate collection.
In addition as you are working in FinTech you will be involved in the improvement of Karmens risk evaluation model customer journey and product. Meaning that you will frequently work with the tech department.
Main missions
Daytoday at Karmen:
Receiving deals from Karmens sales ;
Analyzing the transactions and finding the best financing solution for the company ;
Discussing with the management to understand the business model and his strategy ;
Assessing risks and writing full IM for the credit committee ;
Fulfill credit committee expectations and customer interests ;
Negotiating terms with the customer ;
Presenting the offer ;
Improving Karmens products and risk evaluation
Improving credit process
Your Manager
You will work daily with Antoine Head of Credit as your manager.
Your Team & Contacts
You will work with the whole Credit team.
You will also work with the Sales and Tech team!
You will have contact with our clients (CEO and CFO).
Required Experience:
IC
Employment Type
Trainee
