Product Compliance and Risk Monitoring Lead - Europe

Your mission: 

Wise has already pioneered new ways for people to transfer money across borders and currencies. Our customers can also manage their hardearned money with the Worlds first platform to offer true international multicurrency accounts.

Your mission is to scale and enhance how we manage monitor and identify opportunities for improvement in our FinCrime risk profile while keeping in mind a customer centric approach. Driven by a deep understanding of regulatory requirements and regulators expectations.

Heres how youll be contributing to the EU Product Compliance and Risk team in the first line: 

Developing of the 1LoD FinCrime Risk Monitoring Framework

• Further develop the FinCrime monitoring tailored to Wise Europes products customer segments EEA market presence aligning with regulatory expectations and allowing to identify risk and efficiency trends. 

• Perform root cause analyses on risk and efficiency trends and recommend control or efficiency improvements and ensure implementation that align with regulations regulator expectations and are customercentric.

Issue Management and Project Reporting

• Track FinCrime activities at the Wise group level such as AML/CTF control developments  and identify impact on or ensure appropriateness for the Wise EU license.

• Ensure FinCrime issues are tracked for the EU entity are welldocumented and accurately reflected in reports.

• Ensure issues are accurately prioritized resolved efficiently and followed up on until closure. Provide pragmatic advice to product teams to guide them effectively in resolving these.

Reporting to Committees

• Present monitoring outcomes and updates to relevant committees on both EU and group level including executive management the regulator and the Board as appropriate.

• Provide detailed updates on remediation programs or issue resolution statuses to keep leadership informed and enable appropriate decisionmaking.

Regulatory Inquiry Oversight and Response Management

• Handle regulatory inquiries on Wises FinCrime framework in general conducting deepdives on specific cases and delivering highquality responses.

• Explain the functionality of controls and the overall FinCrime framework (strategy) in a manner that stands up to regulatory scrutiny. 

This role will give you the opportunity to: 

• Steer the design of the first line FinCrime monitoring framework for Wise Europe;

• Keep compliance right at the heart of the product development cycle in a fastmoving environment;  and

• Be empowered to identify identify FinCrime problems areas or improvement opportunities  and take a lead in the solution design and implementation

#LIFC1

Qualifications :

• Strong knowledge of Belgian and/or European AML/CTF regulations and National Bank of Belgium (NBB) guidance including AMLD4 and related directives as well as the EBA Guidelines on AML/CTF.

• Analytical thinking and comfortable using BI tools such as Looker.

• Proven track record in establishing and implementing effective AML/CTF monitoring frameworks.

• Ability to collaborate with Product Managers Engineers and Operational teams providing practical recommendations and steering priorities by influencing product teams with qualitative and quantitative arguments.

• Excellent communication project coordination and management skills.

• Problemsolving mindset with experience (or strong interest) in working in a fastpaced growing environment and directly with product teams.

• Willingness to travel as Wise offices are located across multiple countries.

• Legally authorized to work in the EU (Belgium).

Additional Information :

For everyone everywhere. Were people building money without borders  without judgement or prejudice too. We believe teams are strongest when they are diverse equitable and inclusive.

Were proud to have a truly international team and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what its like to work at Wise visit Wise.Jobs.

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Remote Work :

No

Employment Type :

Fulltime