Employer Active
Our client is an outstanding credit union that is looking to add a strong Commercial Credit Analyst to their team.
This position is responsible for evaluating the financial statements and condition of commercial loan members applying for credit. Analyzes complex personal and corporate loan portfolio financial statements for loan risk rating and monitoring purposes on a single loan or relationship basis. Performs timely and accurate annual reviews to monitor credit quality and early identification of deterioration of credit quality. Analyzes such items as income quality of management market share potential risks and collateral appraisal. Prepares loan presentations which include credit analysis and a summary of the loan request. This is accomplished by providing outstanding service to both internal and external members as defined by living and demonstrating the core values of the credit union; Act with Integrity Drive Progress Build & Strengthen Relationships and Keep People at the Core.
Major Duties and Responsibilities
Qualifications
Experience
At least two years of Commercial Credit Analysis Experience. Minimum of two years of Commercial Lending experience. Knowledge of Credit Union lending and collections programs policies and procedures. Understanding of financial analysis and determination of credit worthiness. The candidate should have a clear understanding of general accounting principles as well as general knowledge of business finance and economics. An advanced knowledge and understanding of multiple balance sheets and corporate entities with the ability to interpret all forms of financial data and instruments is needed for this role. Strong analytical abilities. Sageworks credit analysis software experience preferred. SBA experience preferred.
Education/Certifications/Licenses
A college degree.
Remote Work :
No
Full Time