INDEPENDENT DIRECTOR

This is a remote position.

• provide independent Board-level oversight over governance compliance audit financial reporting risk management credit governance internal controls and regulatory affairs;
  
• review Board papers minutes resolutions governance records management reports financial summaries compliance updates audit matters risk reports and other materials submitted for Board consideration;
  
• exercise independent judgment and provide constructive challenge where clarification correction escalation or further review is required;
  
• support the Board in ensuring that the Company is governed prudently transparently responsibly and in accordance with applicable law regulatory expectations the Companys Operating Agreement and Board-approved policies;
  
• review compliance AML/CFT regulatory reporting consumer protection complaints data protection and internal control matters presented to the Board;
  
• receive and review reports or escalations from the Nominated Officer concerning compliance AML/CFT regulatory or internal control matters;
  
• assist in ensuring that material concerns are properly escalated documented and considered through the appropriate Board or committee process;
  
• attend quarterly Board meetings relevant committee meetings Annual General Meetings special meetings regulatory meetings or other governance meetings where required or approved;
  
• review financial summaries audit findings internal control concerns management responses and remediation progress;
  
• review credit risk portfolio quality delinquency trends exception reporting hardship trends recovery updates and material operational risks presented to the Board;
  
• maintain confidentiality over all Company borrower employee shareholder financial regulatory and Board information; and
  
• preserve independence and avoid actual potential or perceived conflicts of interest.
  
  

• strong professional judgment independence of mind integrity confidentiality and governance maturity;
  
• relevant experience in governance compliance audit risk management finance law financial services fintech regulated business corporate advisory public administration or senior management;
  
• the ability to understand and review Board papers financial summaries compliance reports audit matters risk reports regulatory correspondence and governance documents;
  
• knowledge or practical exposure to corporate governance Board oversight regulatory compliance AML/CFT internal controls financial reporting risk management or regulated financial services;
  
• sound understanding of confidentiality conflict management ethical conduct accountability and responsible decision-making;
  
• willingness to undergo fit and proper assessment due diligence background checks reference checks regulatory review and any other assessment required by the Company or competent authority;
  
• willingness to provide declarations supporting documents consents references and confirmations reasonably required for appointment preparation and regulatory readiness;
  
• ability to attend remote meetings and review documents within reasonable timeframes;
  
• no relationship interest appointment employment advisory role or other circumstance that could reasonably impair independence or create an actual potential or perceived conflict of interest; and
  
• ability to understand and apply the governance and regulatory expectations applicable to a licensed microcredit institution in Jamaica.
  

• remote participation with flexible governance engagement;
  
• opportunity to contribute to a licensed technology-enabled microcredit company;
  
• exposure to Board-level governance compliance risk audit credit oversight and regulatory matters;
  
• opportunity to support responsible financial access and institutional development in Jamaica and beyond;
  
• approved reimbursement for reasonable necessary and approved expenses connected to Company business;
  
• participation in a bold structured and globally ambitious iQualex ecosystem; and
  
• meaningful governance work with a company committed to compliance integrity innovation and long-term impact.